Farmers & Merchants Bancorp (FMAO) vs Home Bancorp (HBCP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Farmers & Merchants Bancorp (FMAO) has outperformed Home Bancorp (HBCP) over the past year, gaining 40.2% versus a gain of 22.5%. Over five years, HBCP leads with a +68.9% price change compared with +48.3% for FMAO. Home Bancorp is the larger company by market cap ($525.0 million vs $486.3 million), about 1.1 times the size.
On valuation, Home Bancorp trades at a lower forward P/E (10.5x vs 10.8x for Farmers & Merchants Bancorp). Farmers & Merchants Bancorp offers the higher dividend yield (2.60% vs 1.83%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FMAO | HBCP |
|---|---|---|
| Share price | $35.31 | $66.70 |
| Market cap | $486.33M | $524.98M |
| 1-day change | +1.17% | +0.91% |
| YTD return | +42.84% | +15.40% |
| 1-year return | +40.23% | +22.50% |
| 5-year return | +48.30% | +68.86% |
| P/E ratio (TTM) | 12.13 | 11.15 |
| Forward P/E | 10.80 | 10.55 |
| EPS (TTM) | $2.91 | $5.98 |
| Dividend yield | 2.60% | 1.83% |
| Annual dividend | $0.918 | $1.22 |
| 52-week high | $36.12 | $74.50 |
| 52-week low | $22.77 | $50.54 |
| Distance from 52-week high | -2.24% | -10.47% |
| Analyst consensus | none | none |
| Avg. price target upside | +1.95% | +9.45% |
| Average volume | 63.82K | 84.59K |
| Shares outstanding | 13.77M | 7.87M |
| Employees | 477 | 486 |
| Sector | Finance | Financial Services |
| Industry | Savings Institutions | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FMAO has outperformed HBCP by 17.7 percentage points over the past year.
- The two companies sit in different sectors: Farmers & Merchants Bancorp in Finance and Home Bancorp in Financial Services.
About Farmers & Merchants Bancorp
FMAO stock →Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan.
Finance · Savings Institutions · 477 employees
About Home Bancorp
HBCP stock →Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States.
Financial Services · Banks - Regional · 486 employees
FMAO vs HBCP FAQ
Which is bigger, Farmers & Merchants Bancorp or Home Bancorp?
Home Bancorp (HBCP) is larger, with a market capitalization of $524.98M compared with $486.33M for Farmers & Merchants Bancorp (FMAO).
Which stock has performed better over the past year, FMAO or HBCP?
FMAO returned +40.23% over the past 12 months, compared with +22.50% for HBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FMAO or HBCP?
HBCP has the lower trailing P/E at 11.2, versus 12.1 for FMAO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Farmers & Merchants Bancorp or Home Bancorp?
Farmers & Merchants Bancorp has the higher yield at 2.60%, compared with 1.83% for Home Bancorp.
Are Farmers & Merchants Bancorp and Home Bancorp in the same industry?
No. Farmers & Merchants Bancorp is in the Finance sector, while Home Bancorp is in Financial Services.