Farmers & Merchants Bancorp (FMAO) vs Private Bancorp of America (PBAM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Private Bancorp of America (PBAM) has outperformed Farmers & Merchants Bancorp (FMAO) over the past year, gaining 43.3% versus a gain of 40.2%. Over five years, PBAM leads with a +243.9% price change compared with +48.3% for FMAO. Private Bancorp of America is the larger company by market cap ($492.0 million vs $484.6 million), about 1.0 times the size.
On valuation, Private Bancorp of America trades at a lower forward P/E (9.8x vs 10.8x for Farmers & Merchants Bancorp). Farmers & Merchants Bancorp pays a dividend yielding 2.61%, while Private Bancorp of America does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FMAO | PBAM |
|---|---|---|
| Share price | $35.19 | $85.93 |
| Market cap | $484.61M | $492.01M |
| 1-day change | +0.36% | +0.59% |
| YTD return | +42.84% | +48.50% |
| 1-year return | +40.23% | +43.34% |
| 5-year return | +48.30% | +243.92% |
| P/E ratio (TTM) | 12.09 | 11.16 |
| Forward P/E | 10.76 | 9.84 |
| EPS (TTM) | $2.91 | $7.70 |
| Dividend yield | 2.61% | 0.00% |
| Annual dividend | $0.918 | $0.00 |
| 52-week high | $36.12 | $92.09 |
| 52-week low | $22.77 | $54.45 |
| Distance from 52-week high | -2.59% | -6.69% |
| Analyst consensus | none | strong_buy |
| Avg. price target upside | +2.32% | +12.30% |
| Average volume | 63.82K | 73.46K |
| Shares outstanding | 13.77M | 5.73M |
| Employees | 477 | — |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Farmers & Merchants Bancorp offers a meaningfully higher dividend yield (2.61% vs 0.00%).
About Farmers & Merchants Bancorp
FMAO stock →Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan.
Finance · Savings Institutions · 477 employees
About Private Bancorp of America
PBAM stock →Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California.
Finance · Major Banks
FMAO vs PBAM FAQ
Which is bigger, Farmers & Merchants Bancorp or Private Bancorp of America?
Private Bancorp of America (PBAM) is larger, with a market capitalization of $492.01M compared with $484.61M for Farmers & Merchants Bancorp (FMAO).
Which stock has performed better over the past year, FMAO or PBAM?
PBAM returned +43.34% over the past 12 months, compared with +40.23% for FMAO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FMAO or PBAM?
PBAM has the lower trailing P/E at 11.2, versus 12.1 for FMAO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Farmers & Merchants Bancorp or Private Bancorp of America?
Farmers & Merchants Bancorp pays a dividend yielding 2.61%, while Private Bancorp of America does not currently pay a regular dividend.
Are Farmers & Merchants Bancorp and Private Bancorp of America in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Farmers & Merchants Bancorp and Major Banks for Private Bancorp of America.