Farmers National Banc (FMNB) vs SmartFinancial (SMBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
SmartFinancial (SMBK) has outperformed Farmers National Banc (FMNB) over the past year, gaining 43.1% versus a gain of 6.1%. Over five years, SMBK leads with a +93.5% price change compared with -10.4% for FMNB. Farmers National Banc is the larger company by market cap ($900.6 million vs $855.9 million), about 1.1 times the size.
On valuation, Farmers National Banc trades at a lower forward P/E (8.6x vs 11.9x for SmartFinancial). Farmers National Banc offers the higher dividend yield (4.47% vs 0.66%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FMNB | SMBK |
|---|---|---|
| Share price | $15.20 | $50.06 |
| Market cap | $900.56M | $855.95M |
| 1-day change | +0.93% | +0.04% |
| YTD return | +13.06% | +35.28% |
| 1-year return | +6.06% | +43.05% |
| 5-year return | -10.36% | +93.50% |
| P/E ratio (TTM) | 10.27 | 14.77 |
| Forward P/E | 8.64 | 11.95 |
| EPS (TTM) | $1.48 | $3.39 |
| Dividend yield | 4.47% | 0.66% |
| Annual dividend | $0.68 | $0.33 |
| 52-week high | $16.46 | $54.14 |
| 52-week low | $12.12 | $33.01 |
| Distance from 52-week high | -7.65% | -7.54% |
| Analyst consensus | none | buy |
| Avg. price target upside | +11.84% | +5.29% |
| Average volume | 391.10K | 122.26K |
| Shares outstanding | 59.25M | 17.10M |
| Employees | 706 | 581 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SMBK has outperformed FMNB by 37.0 percentage points over the past year.
- SmartFinancial trades at a higher earnings multiple (14.8x vs 10.3x trailing P/E).
- Farmers National Banc offers a meaningfully higher dividend yield (4.47% vs 0.66%).
About Farmers National Banc
FMNB stock →Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield that engages in the banking, trust, retirement consulting, insurance, and financial management businesses.
Finance · Major Banks · 706 employees
About SmartFinancial
SMBK stock →SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States.
Finance · Major Banks · 581 employees
FMNB vs SMBK FAQ
Which is bigger, Farmers National Banc or SmartFinancial?
Farmers National Banc (FMNB) is larger, with a market capitalization of $900.56M compared with $855.95M for SmartFinancial (SMBK).
Which stock has performed better over the past year, FMNB or SMBK?
SMBK returned +43.05% over the past 12 months, compared with +6.06% for FMNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FMNB or SMBK?
FMNB has the lower trailing P/E at 10.3, versus 14.8 for SMBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Farmers National Banc or SmartFinancial?
Farmers National Banc has the higher yield at 4.47%, compared with 0.66% for SmartFinancial.
Are Farmers National Banc and SmartFinancial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.