Capital City Bank Group (CCBG) vs SmartFinancial (SMBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
SmartFinancial (SMBK) has outperformed Capital City Bank Group (CCBG) over the past year, gaining 43.1% versus a gain of 14.1%. Over five years, SMBK leads with a +93.6% price change compared with +85.8% for CCBG. SmartFinancial is the larger company by market cap ($855.9 million vs $831.9 million), about 1.0 times the size.
On valuation, SmartFinancial trades at a lower forward P/E (12.0x vs 13.0x for Capital City Bank Group). Capital City Bank Group offers the higher dividend yield (2.18% vs 0.66%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CCBG | SMBK |
|---|---|---|
| Share price | $48.61 | $50.06 |
| Market cap | $831.88M | $855.95M |
| 1-day change | -0.35% | +0.04% |
| YTD return | +14.19% | +35.33% |
| 1-year return | +14.11% | +43.07% |
| 5-year return | +85.83% | +93.58% |
| P/E ratio (TTM) | 13.50 | 14.77 |
| Forward P/E | 12.96 | 11.96 |
| EPS (TTM) | $3.60 | $3.39 |
| Dividend yield | 2.18% | 0.66% |
| Annual dividend | $1.06 | $0.33 |
| 52-week high | $53.60 | $54.14 |
| 52-week low | $38.27 | $33.01 |
| Distance from 52-week high | -9.31% | -7.54% |
| Analyst consensus | none | buy |
| Avg. price target upside | +6.30% | +5.29% |
| Average volume | 76.55K | 122.26K |
| Shares outstanding | 17.11M | 17.10M |
| Employees | 902 | 581 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SMBK has outperformed CCBG by 29.0 percentage points over the past year.
- Capital City Bank Group offers a meaningfully higher dividend yield (2.18% vs 0.66%).
About Capital City Bank Group
CCBG stock →Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients.
Finance · Major Banks · 902 employees
About SmartFinancial
SMBK stock →SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States.
Finance · Major Banks · 581 employees
CCBG vs SMBK FAQ
Which is bigger, Capital City Bank Group or SmartFinancial?
SmartFinancial (SMBK) is larger, with a market capitalization of $855.95M compared with $831.88M for Capital City Bank Group (CCBG).
Which stock has performed better over the past year, CCBG or SMBK?
SMBK returned +43.07% over the past 12 months, compared with +14.11% for CCBG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CCBG or SMBK?
CCBG has the lower trailing P/E at 13.5, versus 14.8 for SMBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital City Bank Group or SmartFinancial?
Capital City Bank Group has the higher yield at 2.18%, compared with 0.66% for SmartFinancial.
Are Capital City Bank Group and SmartFinancial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.