F.N.B. (FNB) vs Home BancShares (HOMB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
F.N.B. (FNB) has outperformed Home BancShares (HOMB) over the past year, gaining 7.0% versus a gain of 1.0%. Over five years, FNB leads with a +44.0% price change compared with +17.7% for HOMB. F.N.B. is the larger company by market cap ($6.10 billion vs $5.70 billion), about 1.1 times the size.
On valuation, F.N.B. trades at a lower forward P/E (9.1x vs 10.9x for Home BancShares). Home BancShares offers the higher dividend yield (2.91% vs 2.84%). Home BancShares converts more of its revenue into profit, with a net margin of 43.6% versus 32.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNB | HOMB |
|---|---|---|
| Share price | $17.28 | $28.48 |
| Market cap | $6.10B | $5.70B |
| 1-day change | +1.23% | +1.06% |
| YTD return | +1.05% | +1.44% |
| 1-year return | +7.00% | +1.00% |
| 5-year return | +44.00% | +17.71% |
| P/E ratio (TTM) | 10.29 | 11.77 |
| Forward P/E | 9.15 | 10.95 |
| EPS (TTM) | $1.68 | $2.42 |
| Dividend yield | 2.84% | 2.91% |
| Annual dividend | $0.49 | $0.83 |
| Revenue (latest FY) | $1.76B | $1.09B |
| Revenue growth (YoY) | +10.59% | +7.23% |
| Net income (latest FY) | $565.00M | $475.44M |
| Net margin | 32.01% | 43.58% |
| 52-week high | $19.59 | $31.70 |
| 52-week low | $14.46 | $25.50 |
| Distance from 52-week high | -11.79% | -10.16% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.91% | +16.75% |
| Average volume | 4.76M | 1.59M |
| Shares outstanding | 353.00M | 200.05M |
| Employees | 4,128 | 2,543 |
| Sector | Finance | Financial Services |
| Industry | Major Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Home BancShares is more profitable, keeping 43.6 cents of every revenue dollar as net income versus 32.0 cents for F.N.B..
- The two companies sit in different sectors: F.N.B. in Finance and Home BancShares in Financial Services.
About F.N.B.
FNB stock →F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States.
Finance · Major Banks · 4,128 employees
About Home BancShares
HOMB stock →Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.
Financial Services · Banks - Regional · 2,543 employees
FNB vs HOMB FAQ
Which is bigger, F.N.B. or Home BancShares?
F.N.B. (FNB) is larger, with a market capitalization of $6.10B compared with $5.70B for Home BancShares (HOMB).
Which stock has performed better over the past year, FNB or HOMB?
FNB returned +7.00% over the past 12 months, compared with +1.00% for HOMB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNB or HOMB?
FNB has the lower trailing P/E at 10.3, versus 11.8 for HOMB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, F.N.B. or Home BancShares?
Home BancShares has the higher yield at 2.91%, compared with 2.84% for F.N.B..
Are F.N.B. and Home BancShares in the same industry?
No. F.N.B. is in the Finance sector, while Home BancShares is in Financial Services.