Ameris Bancorp (ABCB) vs F.N.B. (FNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Ameris Bancorp (ABCB) has outperformed F.N.B. (FNB) over the past year, gaining 6.2% versus a gain of 4.5%. Over five years, ABCB leads with a +52.0% price change compared with +42.3% for FNB. F.N.B. is the larger company by market cap ($6.03 billion vs $5.29 billion), about 1.1 times the size.
On valuation, F.N.B. trades at a lower forward P/E (9.1x vs 11.2x for Ameris Bancorp). F.N.B. offers the higher dividend yield (2.87% vs 1.01%). Ameris Bancorp converts more of its revenue into profit, with a net margin of 34.1% versus 32.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ABCB | FNB |
|---|---|---|
| Share price | $78.87 | $17.07 |
| Market cap | $5.29B | $6.03B |
| 1-day change | -1.35% | -1.22% |
| YTD return | +6.19% | -0.18% |
| 1-year return | +6.18% | +4.53% |
| 5-year return | +52.02% | +42.25% |
| P/E ratio (TTM) | 14.45 | 10.16 |
| Forward P/E | 11.24 | 9.14 |
| EPS (TTM) | $5.46 | $1.68 |
| Dividend yield | 1.01% | 2.87% |
| Annual dividend | $0.80 | $0.49 |
| Revenue (latest FY) | $1.21B | $1.76B |
| Revenue growth (YoY) | +5.73% | +10.59% |
| Net income (latest FY) | $412.15M | $565.00M |
| Net margin | 34.12% | 32.01% |
| 52-week high | $93.22 | $19.59 |
| 52-week low | $68.80 | $14.46 |
| Distance from 52-week high | -15.39% | -12.86% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.40% | +21.38% |
| Average volume | 435.54K | 4.78M |
| Shares outstanding | 67.11M | 353.00M |
| Employees | 2,650 | 4,128 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Ameris Bancorp trades at a higher earnings multiple (14.4x vs 10.2x trailing P/E).
- F.N.B. offers a meaningfully higher dividend yield (2.87% vs 1.01%).
About Ameris Bancorp
ABCB stock →Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division.
Finance · Major Banks · 2,650 employees
About F.N.B.
FNB stock →F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States.
Finance · Major Banks · 4,128 employees
ABCB vs FNB FAQ
Which is bigger, Ameris Bancorp or F.N.B.?
F.N.B. (FNB) is larger, with a market capitalization of $6.03B compared with $5.29B for Ameris Bancorp (ABCB).
Which stock has performed better over the past year, ABCB or FNB?
ABCB returned +6.18% over the past 12 months, compared with +4.53% for FNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ABCB or FNB?
FNB has the lower trailing P/E at 10.2, versus 14.4 for ABCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ameris Bancorp or F.N.B.?
F.N.B. has the higher yield at 2.87%, compared with 1.01% for Ameris Bancorp.
Are Ameris Bancorp and F.N.B. in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.