MetaCap

First Bancorp (ME) (FNLC) vs FS Bancorp (FSBW)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.

Summary

First Bancorp (ME) (FNLC) has outperformed FS Bancorp (FSBW) over the past year, gaining 32.8% versus a gain of 14.0%. Over five years, FSBW leads with a +29.8% price change compared with +11.6% for FNLC. First Bancorp (ME) is the larger company by market cap ($372.0 million vs $346.7 million), about 1.1 times the size.

On valuation, First Bancorp (ME) trades at a lower trailing P/E (9.8x vs 10.2x for FS Bancorp). First Bancorp (ME) offers the higher dividend yield (4.52% vs 2.59%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FNLC+32.78%FSBW+13.95%
+46%+20%-7%
Oct 9, 20251 yearOct 9, 2026
FNLC+10.94%FSBW+25.96%
+40%+6%-28%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FNLC versus FSBW key metrics
MetricFNLCFSBW
Share price$32.97$44.10
Market cap$371.98M$346.72M
1-day change-1.41%-0.50%
YTD return+24.70%+7.12%
1-year return+32.78%+13.95%
5-year return+11.61%+29.78%
P/E ratio (TTM)9.7810.21
Forward P/E—9.45
EPS (TTM)$3.37$4.32
Dividend yield4.52%2.59%
Annual dividend$1.49$1.14
52-week high$36.30$45.85
52-week low$24.16$36.66
Distance from 52-week high-9.17%-3.82%
Analyst consensus—hold
Avg. price target upside—+2.04%
Average volume33.87K24.34K
Shares outstanding11.28M7.86M
Employees278593
SectorFinanceFinance
IndustryMajor BanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • FNLC has outperformed FSBW by 18.8 percentage points over the past year.
  • First Bancorp (ME) offers a meaningfully higher dividend yield (4.52% vs 2.59%).

About First Bancorp (ME)

FNLC stock →

The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.

Finance · Major Banks · 278 employees

About FS Bancorp

FSBW stock →

FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington.

Finance · Banks · 593 employees

FNLC vs FSBW FAQ

Which is bigger, First Bancorp (ME) or FS Bancorp?

First Bancorp (ME) (FNLC) is larger, with a market capitalization of $371.98M compared with $346.72M for FS Bancorp (FSBW).

Which stock has performed better over the past year, FNLC or FSBW?

FNLC returned +32.78% over the past 12 months, compared with +13.95% for FSBW (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FNLC or FSBW?

FNLC has the lower trailing P/E at 9.8, versus 10.2 for FSBW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, First Bancorp (ME) or FS Bancorp?

First Bancorp (ME) has the higher yield at 4.52%, compared with 2.59% for FS Bancorp.

Are First Bancorp (ME) and FS Bancorp in the same industry?

Both are in the Finance sector, but in different industries: Major Banks for First Bancorp (ME) and Banks for FS Bancorp.

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