Franklin Financial Services (FRAF) vs First Western Financial (MYFW)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Franklin Financial Services (FRAF) has outperformed First Western Financial (MYFW) over the past year, gaining 39.1% versus a gain of 31.1%. Over five years, FRAF leads with a +97.5% price change compared with +6.4% for MYFW. First Western Financial is the larger company by market cap ($293.3 million vs $285.3 million), about 1.0 times the size.
On valuation, Franklin Financial Services trades at a lower forward P/E (9.6x vs 11.3x for First Western Financial). Franklin Financial Services pays a dividend yielding 2.10%, while First Western Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FRAF | MYFW |
|---|---|---|
| Share price | $63.41 | $30.04 |
| Market cap | $285.32M | $293.34M |
| 1-day change | -0.08% | +0.40% |
| YTD return | +26.41% | +11.60% |
| 1-year return | +39.08% | +31.11% |
| 5-year return | +97.51% | +6.36% |
| P/E ratio (TTM) | 11.57 | 16.15 |
| Forward P/E | 9.62 | 11.26 |
| EPS (TTM) | $5.48 | $1.86 |
| Dividend yield | 2.10% | 0.00% |
| Annual dividend | $1.33 | $0.00 |
| 52-week high | $65.41 | $34.36 |
| 52-week low | $43.47 | $22.00 |
| Distance from 52-week high | -3.06% | -12.57% |
| Analyst consensus | none | hold |
| Avg. price target upside | +7.24% | +9.85% |
| Average volume | 36.95K | 50.59K |
| Shares outstanding | 4.50M | 9.77M |
| Employees | — | 320 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Western Financial trades at a higher earnings multiple (16.2x vs 11.6x trailing P/E).
- Franklin Financial Services offers a meaningfully higher dividend yield (2.10% vs 0.00%).
About Franklin Financial Services
FRAF stock →Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits.
Finance · Major Banks
About First Western Financial
MYFW stock →First Western Financial, Inc., a financial holding company, provides wealth advisory, private banking, personal trust, investment management, mortgage lending, and institutional asset management services to individual and corporate clients. The company operates in two segments, Wealth Management and Mortgage.
Finance · Major Banks · 320 employees
FRAF vs MYFW FAQ
Which is bigger, Franklin Financial Services or First Western Financial?
First Western Financial (MYFW) is larger, with a market capitalization of $293.34M compared with $285.32M for Franklin Financial Services (FRAF).
Which stock has performed better over the past year, FRAF or MYFW?
FRAF returned +39.08% over the past 12 months, compared with +31.11% for MYFW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FRAF or MYFW?
FRAF has the lower trailing P/E at 11.6, versus 16.2 for MYFW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Franklin Financial Services or First Western Financial?
Franklin Financial Services pays a dividend yielding 2.10%, while First Western Financial does not currently pay a regular dividend.
Are Franklin Financial Services and First Western Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.