Five Star Bancorp (FSBC) vs MetroCity Bankshares (MCBS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Five Star Bancorp (FSBC) has outperformed MetroCity Bankshares (MCBS) over the past year, gaining 33.4% versus a gain of 28.6%. Over five years, FSBC leads with a +68.8% price change compared with +60.7% for MCBS. Five Star Bancorp is the larger company by market cap ($1.05 billion vs $998.1 million), about 1.0 times the size.
On valuation, MetroCity Bankshares trades at a lower forward P/E (10.5x vs 11.5x for Five Star Bancorp). MetroCity Bankshares offers the higher dividend yield (3.00% vs 2.22%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FSBC | MCBS |
|---|---|---|
| Share price | $42.71 | $34.68 |
| Market cap | $1.05B | $998.13M |
| 1-day change | +0.85% | +0.35% |
| YTD return | +18.36% | +30.22% |
| 1-year return | +33.39% | +28.62% |
| 5-year return | +68.79% | +60.74% |
| P/E ratio (TTM) | 12.64 | 12.04 |
| Forward P/E | 11.49 | 10.51 |
| EPS (TTM) | $3.38 | $2.88 |
| Dividend yield | 2.22% | 3.00% |
| Annual dividend | $0.95 | $1.04 |
| 52-week high | $50.26 | $37.46 |
| 52-week low | $30.68 | $24.53 |
| Distance from 52-week high | -15.02% | -7.42% |
| Analyst consensus | buy | none |
| Avg. price target upside | +21.28% | +9.57% |
| Average volume | 193.47K | 79.41K |
| Shares outstanding | 24.54M | 28.78M |
| Employees | 233 | 317 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Five Star Bancorp
FSBC stock →Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits.
Finance · Major Banks · 233 employees
About MetroCity Bankshares
MCBS stock →MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.
Finance · Major Banks · 317 employees
FSBC vs MCBS FAQ
Which is bigger, Five Star Bancorp or MetroCity Bankshares?
Five Star Bancorp (FSBC) is larger, with a market capitalization of $1.05B compared with $998.13M for MetroCity Bankshares (MCBS).
Which stock has performed better over the past year, FSBC or MCBS?
FSBC returned +33.39% over the past 12 months, compared with +28.62% for MCBS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FSBC or MCBS?
MCBS has the lower trailing P/E at 12.0, versus 12.6 for FSBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Five Star Bancorp or MetroCity Bankshares?
MetroCity Bankshares has the higher yield at 3.00%, compared with 2.22% for Five Star Bancorp.
Are Five Star Bancorp and MetroCity Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.