FS Bancorp (FSBW) vs Rhinebeck Bancorp (RBKB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Rhinebeck Bancorp (RBKB) has outperformed FS Bancorp (FSBW) over the past year, gaining 55.1% versus a gain of 11.5%. Over five years, RBKB leads with a +66.4% price change compared with +29.9% for FSBW. FS Bancorp is the larger company by market cap ($350.2 million vs $203.9 million), about 1.7 times the size.
On valuation, FS Bancorp trades at a lower trailing P/E (10.2x vs 14.3x for Rhinebeck Bancorp). FS Bancorp pays a dividend yielding 2.56%, while Rhinebeck Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FSBW | RBKB |
|---|---|---|
| Share price | $44.54 | $13.04 |
| Market cap | $350.18M | $203.89M |
| 1-day change | +0.93% | +0.54% |
| YTD return | +7.19% | +50.74% |
| 1-year return | +11.47% | +55.13% |
| 5-year return | +29.87% | +66.38% |
| P/E ratio (TTM) | 10.22 | 14.33 |
| Forward P/E | 9.54 | — |
| EPS (TTM) | $4.36 | $0.91 |
| Dividend yield | 2.56% | 0.00% |
| Annual dividend | $1.14 | $0.00 |
| 52-week high | $45.85 | $13.29 |
| 52-week low | $36.66 | $6.74 |
| Distance from 52-week high | -2.86% | -1.84% |
| Analyst consensus | hold | — |
| Avg. price target upside | +1.03% | — |
| Average volume | 23.98K | 151.70K |
| Shares outstanding | 7.86M | 15.64M |
| Employees | 593 | 158 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RBKB has outperformed FSBW by 43.7 percentage points over the past year.
- Rhinebeck Bancorp trades at a higher earnings multiple (14.3x vs 10.2x trailing P/E).
- FS Bancorp offers a meaningfully higher dividend yield (2.56% vs 0.00%).
About FS Bancorp
FSBW stock →FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington.
Finance · Banks · 593 employees
About Rhinebeck Bancorp
RBKB stock →Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York, the United States.
Finance · Banks · 158 employees
FSBW vs RBKB FAQ
Which is bigger, FS Bancorp or Rhinebeck Bancorp?
FS Bancorp (FSBW) is larger, with a market capitalization of $350.18M compared with $203.89M for Rhinebeck Bancorp (RBKB).
Which stock has performed better over the past year, FSBW or RBKB?
RBKB returned +55.13% over the past 12 months, compared with +11.47% for FSBW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FSBW or RBKB?
FSBW has the lower trailing P/E at 10.2, versus 14.3 for RBKB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FS Bancorp or Rhinebeck Bancorp?
FS Bancorp pays a dividend yielding 2.56%, while Rhinebeck Bancorp does not currently pay a regular dividend.
Are FS Bancorp and Rhinebeck Bancorp in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.