Fulton Financial (FULT) vs Bank OZK (OZK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Fulton Financial (FULT) has outperformed Bank OZK (OZK) over the past year, gaining 19.3% versus a loss of 16.2%. Over five years, FULT leads with a +37.4% price change compared with -2.2% for OZK. Bank OZK is the larger company by market cap ($4.75 billion vs $4.21 billion), about 1.1 times the size.
On valuation, Bank OZK trades at a lower forward P/E (7.2x vs 9.3x for Fulton Financial). Bank OZK offers the higher dividend yield (4.18% vs 3.40%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FULT | OZK |
|---|---|---|
| Share price | $22.08 | $43.56 |
| Market cap | $4.21B | $4.75B |
| 1-day change | -1.45% | -2.29% |
| YTD return | +14.20% | -5.35% |
| 1-year return | +19.26% | -16.21% |
| 5-year return | +37.37% | -2.16% |
| P/E ratio (TTM) | 10.77 | 7.19 |
| Forward P/E | 9.26 | 7.19 |
| EPS (TTM) | $2.05 | $6.06 |
| Dividend yield | 3.40% | 4.18% |
| Annual dividend | $0.75 | $1.82 |
| Revenue (latest FY) | $276.77M | — |
| Revenue growth (YoY) | -6.50% | — |
| Net income (latest FY) | $391.61M | — |
| Net margin | 141.49% | — |
| 52-week high | $25.23 | $53.39 |
| 52-week low | $16.60 | $42.37 |
| Distance from 52-week high | -12.50% | -18.41% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +19.68% | +23.46% |
| Average volume | 1.69M | 1.19M |
| Shares outstanding | 190.91M | 109.04M |
| Employees | 3,400 | 3,286 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FULT has outperformed OZK by 35.5 percentage points over the past year.
- Fulton Financial trades at a higher earnings multiple (10.8x vs 7.2x trailing P/E).
About Fulton Financial
FULT stock →Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit.
Finance · Major Banks · 3,400 employees
About Bank OZK
OZK stock →Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Finance · Major Banks · 3,286 employees
FULT vs OZK FAQ
Which is bigger, Fulton Financial or Bank OZK?
Bank OZK (OZK) is larger, with a market capitalization of $4.75B compared with $4.21B for Fulton Financial (FULT).
Which stock has performed better over the past year, FULT or OZK?
FULT returned +19.26% over the past 12 months, compared with -16.21% for OZK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FULT or OZK?
OZK has the lower trailing P/E at 7.2, versus 10.8 for FULT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Fulton Financial or Bank OZK?
Bank OZK has the higher yield at 4.18%, compared with 3.40% for Fulton Financial.
Are Fulton Financial and Bank OZK in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.