Ameris Bancorp (ABCB) vs Bank OZK (OZK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Ameris Bancorp (ABCB) has outperformed Bank OZK (OZK) over the past year, gaining 6.2% versus a loss of 16.2%. Over five years, ABCB leads with a +52.0% price change compared with -2.2% for OZK. Ameris Bancorp is the larger company by market cap ($5.29 billion vs $4.83 billion), about 1.1 times the size.
On valuation, Bank OZK trades at a lower forward P/E (7.3x vs 11.2x for Ameris Bancorp). Bank OZK offers the higher dividend yield (4.11% vs 1.02%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ABCB | OZK |
|---|---|---|
| Share price | $78.79 | $44.27 |
| Market cap | $5.29B | $4.83B |
| 1-day change | -0.10% | +1.62% |
| YTD return | +6.19% | -5.35% |
| 1-year return | +6.18% | -16.21% |
| 5-year return | +52.02% | -2.16% |
| P/E ratio (TTM) | 14.25 | 7.30 |
| Forward P/E | 11.22 | 7.31 |
| EPS (TTM) | $5.53 | $6.06 |
| Dividend yield | 1.02% | 4.11% |
| Annual dividend | $0.80 | $1.82 |
| Revenue (latest FY) | $1.21B | — |
| Revenue growth (YoY) | +5.73% | — |
| Net income (latest FY) | $412.15M | — |
| Net margin | 34.12% | — |
| 52-week high | $93.22 | $53.39 |
| 52-week low | $68.80 | $42.37 |
| Distance from 52-week high | -15.48% | -17.09% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +19.52% | +21.50% |
| Average volume | 434.53K | 1.21M |
| Shares outstanding | 67.11M | 109.04M |
| Employees | 2,650 | 3,286 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ABCB has outperformed OZK by 22.4 percentage points over the past year.
- Ameris Bancorp trades at a higher earnings multiple (14.2x vs 7.3x trailing P/E).
- Bank OZK offers a meaningfully higher dividend yield (4.11% vs 1.02%).
About Ameris Bancorp
ABCB stock →Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division.
Finance · Major Banks · 2,650 employees
About Bank OZK
OZK stock →Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Finance · Major Banks · 3,286 employees
ABCB vs OZK FAQ
Which is bigger, Ameris Bancorp or Bank OZK?
Ameris Bancorp (ABCB) is larger, with a market capitalization of $5.29B compared with $4.83B for Bank OZK (OZK).
Which stock has performed better over the past year, ABCB or OZK?
ABCB returned +6.18% over the past 12 months, compared with -16.21% for OZK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ABCB or OZK?
OZK has the lower trailing P/E at 7.3, versus 14.2 for ABCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ameris Bancorp or Bank OZK?
Bank OZK has the higher yield at 4.11%, compared with 1.02% for Ameris Bancorp.
Are Ameris Bancorp and Bank OZK in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.