MetaCap

GBank Financial (GBFH) vs Peoples Bancorp of North Carolina (PEBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Peoples Bancorp of North Carolina (PEBK) has outperformed GBank Financial (GBFH) over the past year, gaining 45.3% versus a loss of 58.1%. GBank Financial is the larger company by market cap ($255.5 million vs $235.5 million), about 1.1 times the size. On valuation, Peoples Bancorp of North Carolina trades at a lower trailing P/E (12.2x vs 13.8x for GBank Financial).

Peoples Bancorp of North Carolina pays a dividend yielding 1.85%, while GBank Financial does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

GBFH-58.11%PEBK+45.27%
+54%-5%-64%
Oct 8, 20251 yearOct 8, 2026
GBFH+1.57%PEBK+53.65%
+160%+68%-24%
Jul 8, 20245 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

GBFH versus PEBK key metrics
MetricGBFHPEBK
Share price$17.60$44.25
Market cap$255.49M$235.47M
1-day change+0.86%+1.07%
YTD return-48.07%+22.24%
1-year return-58.11%+45.27%
5-year return—+56.58%
P/E ratio (TTM)13.7512.16
Forward P/E6.71—
EPS (TTM)$1.28$3.64
Dividend yield0.00%1.85%
Annual dividend$0.00$0.82
52-week high$42.11$45.78
52-week low$17.08$27.33
Distance from 52-week high-58.20%-3.34%
Analyst consensusnone—
Avg. price target upside+81.82%—
Average volume88.47K31.79K
Shares outstanding14.52M5.32M
Employees189268
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • PEBK has outperformed GBFH by 103.4 percentage points over the past year.
  • Peoples Bancorp of North Carolina offers a meaningfully higher dividend yield (1.85% vs 0.00%).

About GBank Financial

GBFH stock →

GBank Financial Holdings Inc. operates as a bank holding company for GBank that provides banking services to commercial and consumer customers in Nevada.

Finance · Major Banks · 189 employees

About Peoples Bancorp of North Carolina

PEBK stock →

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States.

Finance · Major Banks · 268 employees

GBFH vs PEBK FAQ

Which is bigger, GBank Financial or Peoples Bancorp of North Carolina?

GBank Financial (GBFH) is larger, with a market capitalization of $255.49M compared with $235.47M for Peoples Bancorp of North Carolina (PEBK).

Which stock has performed better over the past year, GBFH or PEBK?

PEBK returned +45.27% over the past 12 months, compared with -58.11% for GBFH (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, GBFH or PEBK?

PEBK has the lower trailing P/E at 12.2, versus 13.8 for GBFH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, GBank Financial or Peoples Bancorp of North Carolina?

Peoples Bancorp of North Carolina pays a dividend yielding 1.85%, while GBank Financial does not currently pay a regular dividend.

Are GBank Financial and Peoples Bancorp of North Carolina in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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