First Internet Bancorp (INBK) vs Peoples Bancorp of North Carolina (PEBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Peoples Bancorp of North Carolina (PEBK) has outperformed First Internet Bancorp (INBK) over the past year, gaining 45.3% versus a gain of 19.6%. Over five years, PEBK leads with a +56.6% price change compared with -17.9% for INBK. Peoples Bancorp of North Carolina is the larger company by market cap ($235.0 million vs $231.1 million), about 1.0 times the size.
Peoples Bancorp of North Carolina offers the higher dividend yield (1.86% vs 0.91%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | INBK | PEBK |
|---|---|---|
| Share price | $26.46 | $44.16 |
| Market cap | $231.09M | $234.99M |
| 1-day change | 0.00% | -0.20% |
| YTD return | +26.78% | +22.24% |
| 1-year return | +19.57% | +45.27% |
| 5-year return | -17.93% | +56.58% |
| P/E ratio (TTM) | — | 12.13 |
| Forward P/E | 6.02 | — |
| EPS (TTM) | $-3.61 | $3.64 |
| Dividend yield | 0.91% | 1.86% |
| Annual dividend | $0.24 | $0.82 |
| 52-week high | $31.09 | $45.78 |
| 52-week low | $17.05 | $27.33 |
| Distance from 52-week high | -14.89% | -3.54% |
| Analyst consensus | none | — |
| Avg. price target upside | +16.78% | — |
| Average volume | 46.90K | 32.04K |
| Shares outstanding | 8.73M | 5.32M |
| Employees | 354 | 268 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PEBK has outperformed INBK by 25.7 percentage points over the past year.
About First Internet Bancorp
INBK stock →First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits.
Finance · Major Banks · 354 employees
About Peoples Bancorp of North Carolina
PEBK stock →Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States.
Finance · Major Banks · 268 employees
INBK vs PEBK FAQ
Which is bigger, First Internet Bancorp or Peoples Bancorp of North Carolina?
Peoples Bancorp of North Carolina (PEBK) is larger, with a market capitalization of $234.99M compared with $231.09M for First Internet Bancorp (INBK).
Which stock has performed better over the past year, INBK or PEBK?
PEBK returned +45.27% over the past 12 months, compared with +19.57% for INBK (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, First Internet Bancorp or Peoples Bancorp of North Carolina?
Peoples Bancorp of North Carolina has the higher yield at 1.86%, compared with 0.91% for First Internet Bancorp.
Are First Internet Bancorp and Peoples Bancorp of North Carolina in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.