Greene County Bancorp (GCBC) vs Heritage Financial (HFWA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Greene County Bancorp (GCBC) has outperformed Heritage Financial (HFWA) over the past year, gaining 50.0% versus a gain of 15.3%. Over five years, GCBC leads with a +100.4% price change compared with +9.5% for HFWA. Heritage Financial is the larger company by market cap ($1.11 billion vs $572.9 million), about 1.9 times the size.
On valuation, Heritage Financial trades at a lower trailing P/E (12.9x vs 14.0x for Greene County Bancorp). Heritage Financial offers the higher dividend yield (3.53% vs 1.22%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GCBC | HFWA |
|---|---|---|
| Share price | $33.65 | $27.16 |
| Market cap | $572.91M | $1.11B |
| 1-day change | -2.01% | -1.49% |
| YTD return | +51.37% | +14.84% |
| 1-year return | +49.96% | +15.33% |
| 5-year return | +100.42% | +9.52% |
| P/E ratio (TTM) | 13.96 | 12.93 |
| Forward P/E | — | 10.31 |
| EPS (TTM) | $2.41 | $2.10 |
| Dividend yield | 1.22% | 3.53% |
| Annual dividend | $0.41 | $0.96 |
| Revenue (latest FY) | — | $246.14M |
| Revenue growth (YoY) | — | +13.51% |
| Net income (latest FY) | — | $67.53M |
| Net margin | — | 27.44% |
| 52-week high | $36.33 | $31.25 |
| 52-week low | $21.25 | $21.32 |
| Distance from 52-week high | -7.38% | -13.09% |
| Analyst consensus | — | buy |
| Avg. price target upside | — | +19.29% |
| Average volume | 33.87K | 404.05K |
| Shares outstanding | 17.03M | 40.92M |
| Employees | 203 | 976 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GCBC has outperformed HFWA by 34.6 percentage points over the past year.
- Heritage Financial offers a meaningfully higher dividend yield (3.53% vs 1.22%).
About Greene County Bancorp
GCBC stock →Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States.
Finance · Banks · 203 employees
About Heritage Financial
HFWA stock →Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit.
Finance · Banks · 976 employees
GCBC vs HFWA FAQ
Which is bigger, Greene County Bancorp or Heritage Financial?
Heritage Financial (HFWA) is larger, with a market capitalization of $1.11B compared with $572.91M for Greene County Bancorp (GCBC).
Which stock has performed better over the past year, GCBC or HFWA?
GCBC returned +49.96% over the past 12 months, compared with +15.33% for HFWA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GCBC or HFWA?
HFWA has the lower trailing P/E at 12.9, versus 14.0 for GCBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Greene County Bancorp or Heritage Financial?
Heritage Financial has the higher yield at 3.53%, compared with 1.22% for Greene County Bancorp.
Are Greene County Bancorp and Heritage Financial in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.