Greene County Bancorp (GCBC) vs Pioneer Bancorp (PBFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Greene County Bancorp (GCBC) has outperformed Pioneer Bancorp (PBFS) over the past year, gaining 51.6% versus a gain of 34.3%. Over five years, GCBC leads with a +104.5% price change compared with +43.1% for PBFS. Greene County Bancorp is the larger company by market cap ($577.0 million vs $425.6 million), about 1.4 times the size.
On valuation, Greene County Bancorp trades at a lower trailing P/E (14.1x vs 25.1x for Pioneer Bancorp). Greene County Bancorp pays a dividend yielding 1.21%, while Pioneer Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GCBC | PBFS |
|---|---|---|
| Share price | $33.89 | $17.60 |
| Market cap | $576.99M | $425.56M |
| 1-day change | -1.31% | -0.11% |
| YTD return | +54.48% | +30.71% |
| 1-year return | +51.61% | +34.30% |
| 5-year return | +104.53% | +43.14% |
| P/E ratio (TTM) | 14.06 | 25.14 |
| EPS (TTM) | $2.41 | $0.70 |
| Dividend yield | 1.21% | 0.00% |
| Annual dividend | $0.41 | $0.00 |
| 52-week high | $36.33 | $19.91 |
| 52-week low | $21.25 | $12.64 |
| Distance from 52-week high | -6.72% | -11.60% |
| Average volume | 34.09K | 12.62K |
| Shares outstanding | 17.03M | 24.18M |
| Employees | 203 | 298 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GCBC has outperformed PBFS by 17.3 percentage points over the past year.
- Pioneer Bancorp trades at a higher earnings multiple (25.1x vs 14.1x trailing P/E).
- Greene County Bancorp offers a meaningfully higher dividend yield (1.21% vs 0.00%).
About Greene County Bancorp
GCBC stock →Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States.
Finance · Banks · 203 employees
About Pioneer Bancorp
PBFS stock →Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.
Finance · Banks · 298 employees
GCBC vs PBFS FAQ
Which is bigger, Greene County Bancorp or Pioneer Bancorp?
Greene County Bancorp (GCBC) is larger, with a market capitalization of $576.99M compared with $425.56M for Pioneer Bancorp (PBFS).
Which stock has performed better over the past year, GCBC or PBFS?
GCBC returned +51.61% over the past 12 months, compared with +34.30% for PBFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GCBC or PBFS?
GCBC has the lower trailing P/E at 14.1, versus 25.1 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Greene County Bancorp or Pioneer Bancorp?
Greene County Bancorp pays a dividend yielding 1.21%, while Pioneer Bancorp does not currently pay a regular dividend.
Are Greene County Bancorp and Pioneer Bancorp in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.