GigaCloud Technology (GCT) vs Pagaya Technologies (PGY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
GigaCloud Technology (GCT) has outperformed Pagaya Technologies (PGY) over the past year, gaining 91.8% versus a loss of 39.6%. GigaCloud Technology is the larger company by market cap ($2.04 billion vs $1.53 billion), about 1.3 times the size, while Pagaya Technologies is growing revenue faster (+26.1% vs +11.1%). On valuation, Pagaya Technologies trades at a lower forward P/E (4.5x vs 9.8x for GigaCloud Technology).
GigaCloud Technology converts more of its revenue into profit, with a net margin of 10.6% versus 6.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GCT | PGY |
|---|---|---|
| Share price | $57.16 | $18.30 |
| Market cap | $2.04B | $1.53B |
| 1-day change | +1.31% | +0.22% |
| YTD return | +43.64% | -12.63% |
| 1-year return | +91.77% | -39.58% |
| 5-year return | — | -84.66% |
| P/E ratio (TTM) | 13.58 | 13.26 |
| Forward P/E | 9.82 | 4.46 |
| EPS (TTM) | $4.21 | $1.38 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.29B | $1.30B |
| Revenue growth (YoY) | +11.10% | +26.07% |
| Net income (latest FY) | $137.37M | $81.39M |
| Gross margin | 23.31% | 42.43% |
| Operating margin | 11.24% | 20.27% |
| Net margin | 10.65% | 6.25% |
| 52-week high | $57.35 | $31.54 |
| 52-week low | $25.39 | $10.40 |
| Distance from 52-week high | -0.33% | -41.98% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +7.30% | +57.49% |
| Average volume | 653.92K | 2.55M |
| Shares outstanding | 28.84M | 72.14M |
| Employees | 1,644 | 493 |
| Sector | Consumer Discretionary | Finance |
| Industry | Catalog/Specialty Distribution | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GCT has outperformed PGY by 131.4 percentage points over the past year.
- Pagaya Technologies grew revenue faster in its latest fiscal year (+26.07% vs +11.10%).
- The two companies sit in different sectors: GigaCloud Technology in Consumer Discretionary and Pagaya Technologies in Finance.
About GigaCloud Technology
GCT stock →GigaCloud Technology Inc. provides end-to-end B2B ecommerce solutions for large parcel merchandise in the United States and internationally.
Consumer Discretionary · Catalog/Specialty Distribution · 1,644 employees
About Pagaya Technologies
PGY stock →Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process.
Finance · Finance: Consumer Services · 493 employees
GCT vs PGY FAQ
Which is bigger, GigaCloud Technology or Pagaya Technologies?
GigaCloud Technology (GCT) is larger, with a market capitalization of $2.04B compared with $1.53B for Pagaya Technologies (PGY).
Which stock has performed better over the past year, GCT or PGY?
GCT returned +91.77% over the past 12 months, compared with -39.58% for PGY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GCT or PGY?
PGY has the lower trailing P/E at 13.3, versus 13.6 for GCT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are GigaCloud Technology and Pagaya Technologies in the same industry?
No. GigaCloud Technology is in the Consumer Discretionary sector, while Pagaya Technologies is in Finance.