Greystone Housing Impact Investors Beneficial Unit Certificates representing assignments of limited partnership interests (GHI) vs X Financial (XYF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Greystone Housing Impact Investors Beneficial Unit Certificates representing assignments of limited partnership interests (GHI) has outperformed X Financial (XYF) over the past year, losing 50.1% versus a loss of 65.3%. Over five years, XYF leads with a +17.4% price change compared with -73.3% for GHI. X Financial is the larger company by market cap ($187.3 million vs $120.2 million), about 1.6 times the size.
On valuation, Greystone Housing Impact Investors Beneficial Unit Certificates representing assignments of limited partnership interests trades at a lower forward P/E (2.9x vs 13.7x for X Financial). X Financial offers the higher dividend yield (75.27% vs 16.27%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GHI | XYF |
|---|---|---|
| Share price | $5.10 | $5.07 |
| Market cap | $120.17M | $187.25M |
| 1-day change | -5.73% | -4.16% |
| YTD return | -25.98% | -9.46% |
| 1-year return | -50.15% | -65.32% |
| 5-year return | -73.29% | +17.36% |
| P/E ratio (TTM) | — | 2.43 |
| Forward P/E | 2.91 | 13.70 |
| EPS (TTM) | $-0.39 | $2.09 |
| Dividend yield | 16.27% | 75.27% |
| Annual dividend | $0.83 | $3.82 |
| 52-week high | $10.20 | $14.37 |
| 52-week low | $4.71 | $3.30 |
| Distance from 52-week high | -50.00% | -64.72% |
| Analyst consensus | none | — |
| Avg. price target upside | +37.25% | — |
| Average volume | 57.01K | 60.10K |
| Shares outstanding | 23.56M | 20.67M |
| Employees | — | 643 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GHI has outperformed XYF by 15.2 percentage points over the past year.
- X Financial offers a meaningfully higher dividend yield (75.27% vs 16.27%).
About Greystone Housing Impact Investors Beneficial Unit Certificates representing assignments of limited partnership interests
GHI stock →Greystone Housing Impact Investors LP acquires, holds, sells, and deals mortgage revenue bonds that are issued to provide construction and permanent financing for multifamily, student housing, residential properties, and commercial properties in the United States. It operates through four segments: Affordable Multifamily Investments; Seniors and Skilled Nursing Investments; Market-Rate Joint Venture Investments; and MF Properties.
Finance · Finance: Consumer Services
About X Financial
XYF stock →X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product.
Finance · Finance: Consumer Services · 643 employees
GHI vs XYF FAQ
Which is bigger, Greystone Housing Impact Investors Beneficial Unit Certificates representing assignments of limited partnership interests or X Financial?
X Financial (XYF) is larger, with a market capitalization of $187.25M compared with $120.17M for Greystone Housing Impact Investors Beneficial Unit Certificates representing assignments of limited partnership interests (GHI).
Which stock has performed better over the past year, GHI or XYF?
GHI returned -50.15% over the past 12 months, compared with -65.32% for XYF (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Greystone Housing Impact Investors Beneficial Unit Certificates representing assignments of limited partnership interests or X Financial?
X Financial has the higher yield at 75.27%, compared with 16.27% for Greystone Housing Impact Investors Beneficial Unit Certificates representing assignments of limited partnership interests.
Are Greystone Housing Impact Investors Beneficial Unit Certificates representing assignments of limited partnership interests and X Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.