Genworth Financial (GNW) vs Lincoln National (LNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Genworth Financial (GNW) has outperformed Lincoln National (LNC) over the past year, gaining 9.8% versus a gain of 2.3%. Over five years, GNW leads with a +121.9% price change compared with -43.3% for LNC. Lincoln National is the larger company by market cap ($7.85 billion vs $3.64 billion), about 2.2 times the size, while Genworth Financial is growing revenue faster (+0.1% vs -1.2%).
On valuation, Lincoln National trades at a lower forward P/E (4.7x vs 8.8x for Genworth Financial). Lincoln National pays a dividend yielding 4.39%, while Genworth Financial does not currently pay one. Lincoln National converts more of its revenue into profit, with a net margin of 6.5% versus 3.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GNW | LNC |
|---|---|---|
| Share price | $9.63 | $41.00 |
| Market cap | $3.64B | $7.85B |
| 1-day change | 0.00% | -2.57% |
| YTD return | +6.64% | -7.93% |
| 1-year return | +9.81% | +2.35% |
| 5-year return | +121.89% | -43.29% |
| P/E ratio (TTM) | 19.26 | 3.50 |
| Forward P/E | 8.75 | 4.68 |
| EPS (TTM) | $0.50 | $11.73 |
| Dividend yield | 0.00% | 4.39% |
| Annual dividend | $0.00 | $1.80 |
| Revenue (latest FY) | $7.30B | $18.21B |
| Revenue growth (YoY) | +0.08% | -1.25% |
| Net income (latest FY) | $223.00M | $1.18B |
| Net margin | 3.05% | 6.46% |
| 52-week high | $10.69 | $47.67 |
| 52-week low | $7.84 | $32.18 |
| Distance from 52-week high | -9.92% | -13.99% |
| Analyst consensus | none | hold |
| Avg. price target upside | +19.42% | +17.27% |
| Average volume | 3.48M | 2.02M |
| Shares outstanding | 377.85M | 191.45M |
| Employees | 3,100 | 9,423 |
| Sector | Finance | Finance |
| Industry | Life Insurance | Life Insurance |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Lincoln National is about 2.2 times larger than Genworth Financial by market value ($7.85B vs $3.64B).
- Genworth Financial trades at a higher earnings multiple (19.3x vs 3.5x trailing P/E).
- Lincoln National offers a meaningfully higher dividend yield (4.39% vs 0.00%).
About Genworth Financial
GNW stock →Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block.
Finance · Life Insurance · 3,100 employees
About Lincoln National
LNC stock →Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States. It operates through four segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services.
Finance · Life Insurance · 9,423 employees
GNW vs LNC FAQ
Which is bigger, Genworth Financial or Lincoln National?
Lincoln National (LNC) is larger, with a market capitalization of $7.85B compared with $3.64B for Genworth Financial (GNW).
Which stock has performed better over the past year, GNW or LNC?
GNW returned +9.81% over the past 12 months, compared with +2.35% for LNC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GNW or LNC?
LNC has the lower trailing P/E at 3.5, versus 19.3 for GNW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Genworth Financial or Lincoln National?
Lincoln National pays a dividend yielding 4.39%, while Genworth Financial does not currently pay a regular dividend.
Are Genworth Financial and Lincoln National in the same industry?
Yes. Both are classified in the Life Insurance industry within the Finance sector.