MetaCap

Happen (HAPN) vs PicS N.V. (PICS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.

Summary

Happen is the larger company by market cap ($1.75 billion vs $1.57 billion), about 1.1 times the size. On valuation, PicS N.V. trades at a lower forward P/E (3.7x vs 6.4x for Happen).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

HAPN-7.79%PICS-36.37%
+31%-15%-61%
Jan 29, 20261 yearOct 7, 2026
HAPN-10.35%PICS-32.83%
+24%-16%-55%
Jan 26, 20265 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

HAPN versus PICS key metrics
MetricHAPNPICS
Share price$15.16$12.09
Market cap$1.75B$1.57B
1-day change-1.24%-2.97%
YTD return-19.96%—
1-year return-1.56%—
5-year return-55.67%—
P/E ratio (TTM)9.135.78
Forward P/E6.383.75
EPS (TTM)$1.66$2.09
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$21.67$19.95
52-week low$13.05$8.08
Distance from 52-week high-30.04%-39.40%
Analyst consensusnonenone
Avg. price target upside+63.26%+63.11%
Average volume1.42M462.31K
Shares outstanding115.41M43.14M
Employees1,075—
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Happen trades at a higher earnings multiple (9.1x vs 5.8x trailing P/E).

About Happen

HAPN stock →

Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States.

Finance · Finance: Consumer Services · 1,075 employees

About PicS N.V.

PICS stock →

PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil.

Finance · Finance: Consumer Services

HAPN vs PICS FAQ

Which is bigger, Happen or PicS N.V.?

Happen (HAPN) is larger, with a market capitalization of $1.75B compared with $1.57B for PicS N.V. (PICS).

Which has the lower P/E ratio, HAPN or PICS?

PICS has the lower trailing P/E at 5.8, versus 9.1 for HAPN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Are Happen and PicS N.V. in the same industry?

Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.

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