Home Bancorp (HBCP) vs Heritage Financial (HFWA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Home Bancorp (HBCP) has outperformed Heritage Financial (HFWA) over the past year, gaining 22.1% versus a gain of 15.3%. Over five years, HBCP leads with a +66.3% price change compared with +9.5% for HFWA. Heritage Financial is the larger company by market cap ($1.11 billion vs $516.9 million), about 2.1 times the size.
On valuation, Heritage Financial trades at a lower forward P/E (10.3x vs 10.4x for Home Bancorp). Heritage Financial offers the higher dividend yield (3.53% vs 1.86%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HBCP | HFWA |
|---|---|---|
| Share price | $65.67 | $27.16 |
| Market cap | $516.87M | $1.11B |
| 1-day change | -1.54% | -1.49% |
| YTD return | +13.62% | +14.84% |
| 1-year return | +22.09% | +15.33% |
| 5-year return | +66.25% | +9.52% |
| P/E ratio (TTM) | 10.98 | 13.12 |
| Forward P/E | 10.38 | 10.31 |
| EPS (TTM) | $5.98 | $2.07 |
| Dividend yield | 1.86% | 3.53% |
| Annual dividend | $1.22 | $0.96 |
| 52-week high | $74.50 | $31.25 |
| 52-week low | $50.54 | $21.32 |
| Distance from 52-week high | -11.85% | -13.09% |
| Analyst consensus | none | buy |
| Avg. price target upside | +11.16% | +19.29% |
| Average volume | 84.59K | 404.22K |
| Shares outstanding | 7.87M | 40.92M |
| Employees | 486 | 976 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Heritage Financial is about 2.1 times larger than Home Bancorp by market value ($1.11B vs $516.87M).
- Heritage Financial offers a meaningfully higher dividend yield (3.53% vs 1.86%).
About Home Bancorp
HBCP stock →Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States.
Finance · Banks · 486 employees
About Heritage Financial
HFWA stock →Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit.
Finance · Banks · 976 employees
HBCP vs HFWA FAQ
Which is bigger, Home Bancorp or Heritage Financial?
Heritage Financial (HFWA) is larger, with a market capitalization of $1.11B compared with $516.87M for Home Bancorp (HBCP).
Which stock has performed better over the past year, HBCP or HFWA?
HBCP returned +22.09% over the past 12 months, compared with +15.33% for HFWA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HBCP or HFWA?
HBCP has the lower trailing P/E at 11.0, versus 13.1 for HFWA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Home Bancorp or Heritage Financial?
Heritage Financial has the higher yield at 3.53%, compared with 1.86% for Home Bancorp.
Are Home Bancorp and Heritage Financial in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.