Home Bancorp (HBCP) vs Pioneer Bancorp (PBFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Pioneer Bancorp (PBFS) has outperformed Home Bancorp (HBCP) over the past year, gaining 33.2% versus a gain of 21.4%. Over five years, HBCP leads with a +67.3% price change compared with +40.8% for PBFS. Home Bancorp is the larger company by market cap ($525.0 million vs $426.0 million), about 1.2 times the size.
On valuation, Home Bancorp trades at a lower trailing P/E (11.2x vs 25.2x for Pioneer Bancorp). Home Bancorp pays a dividend yielding 1.83%, while Pioneer Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HBCP | PBFS |
|---|---|---|
| Share price | $66.70 | $17.62 |
| Market cap | $524.98M | $426.05M |
| 1-day change | +0.91% | +1.67% |
| YTD return | +14.36% | +28.56% |
| 1-year return | +21.42% | +33.21% |
| 5-year return | +67.34% | +40.78% |
| P/E ratio (TTM) | 11.15 | 25.17 |
| Forward P/E | 10.55 | — |
| EPS (TTM) | $5.98 | $0.70 |
| Dividend yield | 1.83% | 0.00% |
| Annual dividend | $1.22 | $0.00 |
| 52-week high | $74.50 | $19.91 |
| 52-week low | $50.54 | $12.64 |
| Distance from 52-week high | -10.47% | -11.50% |
| Analyst consensus | none | — |
| Avg. price target upside | +9.45% | — |
| Average volume | 85.19K | 12.68K |
| Shares outstanding | 7.87M | 24.18M |
| Employees | 486 | 298 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PBFS has outperformed HBCP by 11.8 percentage points over the past year.
- Pioneer Bancorp trades at a higher earnings multiple (25.2x vs 11.2x trailing P/E).
- Home Bancorp offers a meaningfully higher dividend yield (1.83% vs 0.00%).
About Home Bancorp
HBCP stock →Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States.
Finance · Banks · 486 employees
About Pioneer Bancorp
PBFS stock →Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.
Finance · Banks · 298 employees
HBCP vs PBFS FAQ
Which is bigger, Home Bancorp or Pioneer Bancorp?
Home Bancorp (HBCP) is larger, with a market capitalization of $524.98M compared with $426.05M for Pioneer Bancorp (PBFS).
Which stock has performed better over the past year, HBCP or PBFS?
PBFS returned +33.21% over the past 12 months, compared with +21.42% for HBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HBCP or PBFS?
HBCP has the lower trailing P/E at 11.2, versus 25.2 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Home Bancorp or Pioneer Bancorp?
Home Bancorp pays a dividend yielding 1.83%, while Pioneer Bancorp does not currently pay a regular dividend.
Are Home Bancorp and Pioneer Bancorp in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.