MetaCap

HDFC Bank (HDB) vs Lloyds Banking Group Plc (LYG)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Lloyds Banking Group Plc (LYG) has outperformed HDFC Bank (HDB) over the past year, gaining 19.2% versus a loss of 36.6%. Over five years, LYG leads with a +101.5% price change compared with -41.6% for HDB. HDFC Bank is the larger company by market cap ($113.79 billion vs $77.54 billion), about 1.5 times the size.

On valuation, Lloyds Banking Group Plc trades at a lower forward P/E (8.4x vs 15.9x for HDFC Bank). HDFC Bank offers the higher dividend yield (58.72% vs 0.74%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

HDB-36.58%LYG+19.21%
+42%+1%-41%
Oct 7, 20251 yearOct 7, 2026
HDB-39.09%LYG+114.29%
+159%+55%-49%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

HDB versus LYG key metrics
MetricHDBLYG
Share price$22.14$5.40
Market cap$113.79B$77.54B
1-day change-1.25%-2.88%
YTD return-39.41%+1.89%
1-year return-36.58%+19.21%
5-year return-41.55%+101.49%
P/E ratio (TTM)14.2812.56
Forward P/E15.918.40
EPS (TTM)$1.55$0.43
Dividend yield58.72%0.74%
Annual dividend$13.00$0.04
Revenue (latest FY)$25.64B—
Revenue growth (YoY)+15.25%—
Net income (latest FY)$7.88B—
Net margin30.75%—
52-week high$37.45$6.34
52-week low$21.77$4.42
Distance from 52-week high-40.88%-14.83%
Analyst consensusbuybuy
Avg. price target upside+37.90%+21.85%
Average volume9.79M14.49M
Shares outstanding5.14B14.36B
Employees212,95860,061
SectorFinanceFinance
IndustryCommercial BanksCommercial Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • LYG has outperformed HDB by 55.8 percentage points over the past year.
  • HDFC Bank offers a meaningfully higher dividend yield (58.72% vs 0.74%).

About HDFC Bank

HDB stock →

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments.

Finance · Commercial Banks · 212,958 employees

About Lloyds Banking Group Plc

LYG stock →

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.

Finance · Commercial Banks · 60,061 employees

HDB vs LYG FAQ

Which is bigger, HDFC Bank or Lloyds Banking Group Plc?

HDFC Bank (HDB) is larger, with a market capitalization of $113.79B compared with $77.54B for Lloyds Banking Group Plc (LYG).

Which stock has performed better over the past year, HDB or LYG?

LYG returned +19.21% over the past 12 months, compared with -36.58% for HDB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, HDB or LYG?

LYG has the lower trailing P/E at 12.6, versus 14.3 for HDB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, HDFC Bank or Lloyds Banking Group Plc?

HDFC Bank has the higher yield at 58.72%, compared with 0.74% for Lloyds Banking Group Plc.

Are HDFC Bank and Lloyds Banking Group Plc in the same industry?

Yes. Both are classified in the Commercial Banks industry within the Finance sector.

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