HDFC Bank (HDB) vs U.S. Bancorp (USB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
U.S. Bancorp (USB) has outperformed HDFC Bank (HDB) over the past year, gaining 18.3% versus a loss of 36.6%. Over five years, USB leads with a -6.7% price change compared with -41.6% for HDB. HDFC Bank is the larger company by market cap ($113.79 billion vs $87.52 billion), about 1.3 times the size.
On valuation, U.S. Bancorp trades at a lower forward P/E (9.7x vs 15.9x for HDFC Bank). HDFC Bank offers the higher dividend yield (58.72% vs 3.70%). HDFC Bank converts more of its revenue into profit, with a net margin of 30.8% versus 26.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HDB | USB |
|---|---|---|
| Share price | $22.14 | $56.17 |
| Market cap | $113.79B | $87.52B |
| 1-day change | -1.25% | -1.95% |
| YTD return | -39.43% | +5.31% |
| 1-year return | -36.60% | +18.31% |
| 5-year return | -41.57% | -6.70% |
| P/E ratio (TTM) | 14.28 | 11.21 |
| Forward P/E | 15.91 | 9.68 |
| EPS (TTM) | $1.55 | $5.01 |
| Dividend yield | 58.72% | 3.70% |
| Annual dividend | $13.00 | $2.08 |
| Revenue (latest FY) | $25.64B | $28.66B |
| Revenue growth (YoY) | +15.25% | +4.37% |
| Net income (latest FY) | $7.88B | $7.57B |
| Net margin | 30.75% | 26.42% |
| 52-week high | $37.45 | $66.08 |
| 52-week low | $21.77 | $45.02 |
| Distance from 52-week high | -40.88% | -15.00% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +37.90% | +22.84% |
| Average volume | 9.78M | 7.45M |
| Shares outstanding | 5.14B | 1.56B |
| Employees | 212,958 | 70,000 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- USB has outperformed HDB by 54.9 percentage points over the past year.
- HDFC Bank trades at a higher earnings multiple (14.3x vs 11.2x trailing P/E).
- HDFC Bank offers a meaningfully higher dividend yield (58.72% vs 3.70%).
- HDFC Bank grew revenue faster in its latest fiscal year (+15.25% vs +4.37%).
About HDFC Bank
HDB stock →HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments.
Finance · Commercial Banks · 212,958 employees
About U.S. Bancorp
USB stock →U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.
Finance · Major Banks · 70,000 employees
HDB vs USB FAQ
Which is bigger, HDFC Bank or U.S. Bancorp?
HDFC Bank (HDB) is larger, with a market capitalization of $113.79B compared with $87.52B for U.S. Bancorp (USB).
Which stock has performed better over the past year, HDB or USB?
USB returned +18.31% over the past 12 months, compared with -36.60% for HDB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HDB or USB?
USB has the lower trailing P/E at 11.2, versus 14.3 for HDB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HDFC Bank or U.S. Bancorp?
HDFC Bank has the higher yield at 58.72%, compared with 3.70% for U.S. Bancorp.
Are HDFC Bank and U.S. Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Commercial Banks for HDFC Bank and Major Banks for U.S. Bancorp.