PNC Financial Services Group (PNC) vs U.S. Bancorp (USB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
U.S. Bancorp (USB) has outperformed PNC Financial Services Group (PNC) over the past year, gaining 18.3% versus a gain of 12.3%. Over five years, PNC leads with a +9.3% price change compared with -6.7% for USB. U.S. Bancorp is the larger company by market cap ($87.52 billion vs $86.86 billion), about 1.0 times the size, while PNC Financial Services Group is growing revenue faster (+7.2% vs +4.4%).
On valuation, U.S. Bancorp trades at a lower forward P/E (9.7x vs 10.1x for PNC Financial Services Group). U.S. Bancorp offers the higher dividend yield (3.70% vs 3.12%). PNC Financial Services Group converts more of its revenue into profit, with a net margin of 30.3% versus 26.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PNC | USB |
|---|---|---|
| Share price | $217.72 | $56.17 |
| Market cap | $86.86B | $87.52B |
| 1-day change | -1.11% | -1.95% |
| YTD return | +4.31% | +5.27% |
| 1-year return | +12.34% | +18.25% |
| 5-year return | +9.34% | -6.74% |
| P/E ratio (TTM) | 12.12 | 11.44 |
| Forward P/E | 10.15 | 9.67 |
| EPS (TTM) | $17.96 | $4.91 |
| Dividend yield | 3.12% | 3.70% |
| Annual dividend | $6.80 | $2.08 |
| Revenue (latest FY) | $23.10B | $28.66B |
| Revenue growth (YoY) | +7.16% | +4.37% |
| Net income (latest FY) | $7.00B | $7.57B |
| Net margin | 30.29% | 26.42% |
| 52-week high | $258.96 | $66.08 |
| 52-week low | $176.88 | $45.02 |
| Distance from 52-week high | -15.93% | -15.00% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +25.07% | +22.84% |
| Average volume | 1.76M | 7.45M |
| Shares outstanding | 398.94M | 1.56B |
| Employees | 55,704 | 70,000 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About PNC Financial Services Group
PNC stock →The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States.
Finance · Major Banks · 55,704 employees
About U.S. Bancorp
USB stock →U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.
Finance · Major Banks · 70,000 employees
PNC vs USB FAQ
Which is bigger, PNC Financial Services Group or U.S. Bancorp?
U.S. Bancorp (USB) is larger, with a market capitalization of $87.52B compared with $86.86B for PNC Financial Services Group (PNC).
Which stock has performed better over the past year, PNC or USB?
USB returned +18.25% over the past 12 months, compared with +12.34% for PNC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PNC or USB?
USB has the lower trailing P/E at 11.4, versus 12.1 for PNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, PNC Financial Services Group or U.S. Bancorp?
U.S. Bancorp has the higher yield at 3.70%, compared with 3.12% for PNC Financial Services Group.
Are PNC Financial Services Group and U.S. Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.