Hartford Insurance Group (HIG) vs RenaissanceRe (RNR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
RenaissanceRe (RNR) has outperformed Hartford Insurance Group (HIG) over the past year, gaining 26.4% versus a loss of 0.8%. Over five years, RNR leads with a +124.0% price change compared with +79.5% for HIG. Hartford Insurance Group is the larger company by market cap ($34.97 billion vs $13.77 billion), about 2.5 times the size, while RenaissanceRe is growing revenue faster (+9.9% vs +6.9%).
On valuation, RenaissanceRe trades at a lower forward P/E (8.0x vs 9.4x for Hartford Insurance Group). Hartford Insurance Group offers the higher dividend yield (1.80% vs 0.49%). RenaissanceRe converts more of its revenue into profit, with a net margin of 20.9% versus 13.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HIG | RNR |
|---|---|---|
| Share price | $129.11 | $331.38 |
| Market cap | $34.97B | $13.77B |
| 1-day change | -0.29% | +0.01% |
| YTD return | -6.31% | +17.85% |
| 1-year return | -0.78% | +26.39% |
| 5-year return | +79.53% | +124.00% |
| P/E ratio (TTM) | 9.14 | 5.72 |
| Forward P/E | 9.41 | 7.99 |
| EPS (TTM) | $14.13 | $57.92 |
| Dividend yield | 1.80% | 0.49% |
| Annual dividend | $2.32 | $1.62 |
| Revenue (latest FY) | $28.37B | $12.85B |
| Revenue growth (YoY) | +6.91% | +9.86% |
| Net income (latest FY) | $3.84B | $2.68B |
| Net margin | 13.52% | 20.88% |
| 52-week high | $146.07 | $340.24 |
| 52-week low | $120.33 | $231.17 |
| Distance from 52-week high | -11.61% | -2.60% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +14.90% | +4.83% |
| Average volume | 1.63M | 307.16K |
| Shares outstanding | 270.87M | 41.55M |
| Employees | 19,200 | 1,040 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Hartford Insurance Group is about 2.5 times larger than RenaissanceRe by market value ($34.97B vs $13.77B).
- RNR has outperformed HIG by 27.2 percentage points over the past year.
- Hartford Insurance Group trades at a higher earnings multiple (9.1x vs 5.7x trailing P/E).
- Hartford Insurance Group offers a meaningfully higher dividend yield (1.80% vs 0.49%).
- RenaissanceRe is more profitable, keeping 20.9 cents of every revenue dollar as net income versus 13.5 cents for Hartford Insurance Group.
About Hartford Insurance Group
HIG stock →The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds.
Finance · Property-Casualty Insurers · 19,200 employees
About RenaissanceRe
RNR stock →RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments.
Finance · Property-Casualty Insurers · 1,040 employees
HIG vs RNR FAQ
Which is bigger, Hartford Insurance Group or RenaissanceRe?
Hartford Insurance Group (HIG) is larger, with a market capitalization of $34.97B compared with $13.77B for RenaissanceRe (RNR).
Which stock has performed better over the past year, HIG or RNR?
RNR returned +26.39% over the past 12 months, compared with -0.78% for HIG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HIG or RNR?
RNR has the lower trailing P/E at 5.7, versus 9.1 for HIG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Hartford Insurance Group or RenaissanceRe?
Hartford Insurance Group has the higher yield at 1.80%, compared with 0.49% for RenaissanceRe.
Are Hartford Insurance Group and RenaissanceRe in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.