Cincinnati Financial (CINF) vs Hartford Insurance Group (HIG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Cincinnati Financial (CINF) has outperformed Hartford Insurance Group (HIG) over the past year, losing 2.5% versus a loss of 5.1%. Over five years, HIG leads with a +76.0% price change compared with +35.9% for CINF. Hartford Insurance Group is the larger company by market cap ($34.38 billion vs $24.80 billion), about 1.4 times the size, while Cincinnati Financial is growing revenue faster (+11.4% vs +6.9%).
On valuation, Hartford Insurance Group trades at a lower forward P/E (9.3x vs 17.8x for Cincinnati Financial). Cincinnati Financial offers the higher dividend yield (2.24% vs 1.83%). Cincinnati Financial converts more of its revenue into profit, with a net margin of 18.9% versus 13.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CINF | HIG |
|---|---|---|
| Share price | $161.61 | $126.92 |
| Market cap | $24.80B | $34.38B |
| 1-day change | -0.90% | +0.10% |
| YTD return | -1.05% | -7.90% |
| 1-year return | -2.46% | -5.15% |
| 5-year return | +35.88% | +75.98% |
| P/E ratio (TTM) | 7.63 | 8.98 |
| Forward P/E | 17.84 | 9.26 |
| EPS (TTM) | $21.18 | $14.13 |
| Dividend yield | 2.24% | 1.83% |
| Annual dividend | $3.62 | $2.32 |
| Revenue (latest FY) | $12.63B | $28.37B |
| Revenue growth (YoY) | +11.41% | +6.91% |
| Net income (latest FY) | $2.39B | $3.84B |
| Net margin | 18.95% | 13.52% |
| 52-week high | $194.81 | $146.07 |
| 52-week low | $150.00 | $120.33 |
| Distance from 52-week high | -17.04% | -13.11% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +18.19% | +16.88% |
| Average volume | 687.50K | 1.62M |
| Shares outstanding | 153.48M | 270.87M |
| Employees | 5,705 | 19,200 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Cincinnati Financial is more profitable, keeping 18.9 cents of every revenue dollar as net income versus 13.5 cents for Hartford Insurance Group.
About Cincinnati Financial
CINF stock →Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Finance · Property-Casualty Insurers · 5,705 employees
About Hartford Insurance Group
HIG stock →The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds.
Finance · Property-Casualty Insurers · 19,200 employees
CINF vs HIG FAQ
Which is bigger, Cincinnati Financial or Hartford Insurance Group?
Hartford Insurance Group (HIG) is larger, with a market capitalization of $34.38B compared with $24.80B for Cincinnati Financial (CINF).
Which stock has performed better over the past year, CINF or HIG?
CINF returned -2.46% over the past 12 months, compared with -5.15% for HIG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CINF or HIG?
CINF has the lower trailing P/E at 7.6, versus 9.0 for HIG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cincinnati Financial or Hartford Insurance Group?
Cincinnati Financial has the higher yield at 2.24%, compared with 1.83% for Hartford Insurance Group.
Are Cincinnati Financial and Hartford Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.