High Templar Tech (HTT) vs Medallion Financial (MFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Medallion Financial (MFIN) has outperformed High Templar Tech (HTT) over the past year, gaining 21.3% versus a loss of 51.0%. Over five years, HTT leads with a +44.9% price change compared with +38.5% for MFIN. High Templar Tech is the larger company by market cap ($350.9 million vs $270.7 million), about 1.3 times the size.
On valuation, High Templar Tech trades at a lower trailing P/E (3.8x vs 8.9x for Medallion Financial). Medallion Financial pays a dividend yielding 4.24%, while High Templar Tech does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTT | MFIN |
|---|---|---|
| Share price | $2.26 | $11.79 |
| Market cap | $350.94M | $270.70M |
| 1-day change | 0.00% | -0.17% |
| YTD return | -36.34% | +14.58% |
| 1-year return | -50.98% | +21.30% |
| 5-year return | +44.87% | +38.54% |
| P/E ratio (TTM) | 3.83 | 8.86 |
| Forward P/E | — | 7.81 |
| EPS (TTM) | $0.59 | $1.33 |
| Dividend yield | 0.00% | 4.24% |
| Annual dividend | $0.00 | $0.50 |
| 52-week high | $5.05 | $12.26 |
| 52-week low | $1.88 | $7.85 |
| Distance from 52-week high | -55.25% | -3.83% |
| Analyst consensus | — | buy |
| Avg. price target upside | — | -2.46% |
| Average volume | 116.78K | 66.32K |
| Shares outstanding | 91.79M | 22.96M |
| Employees | 101 | 179 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MFIN has outperformed HTT by 72.3 percentage points over the past year.
- Medallion Financial trades at a higher earnings multiple (8.9x vs 3.8x trailing P/E).
- Medallion Financial offers a meaningfully higher dividend yield (4.24% vs 0.00%).
About High Templar Tech
HTT stock →High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services.
Financial Services · Credit Services · 101 employees
About Medallion Financial
MFIN stock →Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending.
Financial Services · Credit Services · 179 employees
HTT vs MFIN FAQ
Which is bigger, High Templar Tech or Medallion Financial?
High Templar Tech (HTT) is larger, with a market capitalization of $350.94M compared with $270.70M for Medallion Financial (MFIN).
Which stock has performed better over the past year, HTT or MFIN?
MFIN returned +21.30% over the past 12 months, compared with -50.98% for HTT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTT or MFIN?
HTT has the lower trailing P/E at 3.8, versus 8.9 for MFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, High Templar Tech or Medallion Financial?
Medallion Financial pays a dividend yielding 4.24%, while High Templar Tech does not currently pay a regular dividend.
Are High Templar Tech and Medallion Financial in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.