loanDepot (LDI) vs Medallion Financial (MFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Medallion Financial (MFIN) has outperformed loanDepot (LDI) over the past year, gaining 21.3% versus a loss of 78.9%. Over five years, MFIN leads with a +38.5% price change compared with -90.7% for LDI. loanDepot is the larger company by market cap ($274.1 million vs $269.1 million), about 1.0 times the size.
On valuation, Medallion Financial trades at a lower forward P/E (7.8x vs 12.3x for loanDepot). Medallion Financial pays a dividend yielding 4.27%, while loanDepot does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LDI | MFIN |
|---|---|---|
| Share price | $0.6168 | $11.72 |
| Market cap | $274.08M | $269.09M |
| 1-day change | -0.16% | -0.59% |
| YTD return | -70.15% | +14.58% |
| 1-year return | -78.91% | +21.30% |
| 5-year return | -90.65% | +38.54% |
| P/E ratio (TTM) | — | 8.81 |
| Forward P/E | 12.34 | 7.76 |
| EPS (TTM) | $-0.31 | $1.33 |
| Dividend yield | 0.00% | 4.27% |
| Annual dividend | $0.00 | $0.50 |
| 52-week high | $3.80 | $12.26 |
| 52-week low | $0.567 | $7.85 |
| Distance from 52-week high | -83.77% | -4.40% |
| Analyst consensus | none | buy |
| Avg. price target upside | +83.20% | -1.88% |
| Average volume | 4.17M | 66.53K |
| Shares outstanding | 232.23M | 22.96M |
| Employees | 4,626 | 179 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MFIN has outperformed LDI by 100.2 percentage points over the past year.
- Medallion Financial offers a meaningfully higher dividend yield (4.27% vs 0.00%).
About loanDepot
LDI stock →loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States.
Finance · Finance: Consumer Services · 4,626 employees
About Medallion Financial
MFIN stock →Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending.
Finance · Finance: Consumer Services · 179 employees
LDI vs MFIN FAQ
Which is bigger, loanDepot or Medallion Financial?
loanDepot (LDI) is larger, with a market capitalization of $274.08M compared with $269.09M for Medallion Financial (MFIN).
Which stock has performed better over the past year, LDI or MFIN?
MFIN returned +21.30% over the past 12 months, compared with -78.91% for LDI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, loanDepot or Medallion Financial?
Medallion Financial pays a dividend yielding 4.27%, while loanDepot does not currently pay a regular dividend.
Are loanDepot and Medallion Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.