Independent Bank (IBCP) vs Third Coast Bancshares (TCBX)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Independent Bank (IBCP) has outperformed Third Coast Bancshares (TCBX) over the past year, gaining 14.8% versus a gain of 7.6%. Independent Bank is the larger company by market cap ($736.7 million vs $695.7 million), about 1.1 times the size. On valuation, Independent Bank trades at a lower forward P/E (9.2x vs 9.8x for Third Coast Bancshares).
Independent Bank pays a dividend yielding 3.02%, while Third Coast Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | IBCP | TCBX |
|---|---|---|
| Share price | $35.76 | $41.77 |
| Market cap | $736.75M | $695.68M |
| 1-day change | +0.59% | +1.21% |
| YTD return | +9.93% | +9.89% |
| 1-year return | +14.80% | +7.63% |
| 5-year return | +62.99% | — |
| P/E ratio (TTM) | 10.37 | 10.39 |
| Forward P/E | 9.22 | 9.75 |
| EPS (TTM) | $3.45 | $4.02 |
| Dividend yield | 3.02% | 0.00% |
| Annual dividend | $1.08 | $0.00 |
| 52-week high | $39.24 | $46.36 |
| 52-week low | $29.83 | $35.73 |
| Distance from 52-week high | -8.87% | -9.89% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +12.42% | +15.25% |
| Average volume | 195.82K | 109.19K |
| Shares outstanding | 20.60M | 16.65M |
| Employees | 735 | 477 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Independent Bank offers a meaningfully higher dividend yield (3.02% vs 0.00%).
About Independent Bank
IBCP stock →Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts.
Finance · Major Banks · 735 employees
About Third Coast Bancshares
TCBX stock →Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States.
Finance · Banks · 477 employees
IBCP vs TCBX FAQ
Which is bigger, Independent Bank or Third Coast Bancshares?
Independent Bank (IBCP) is larger, with a market capitalization of $736.75M compared with $695.68M for Third Coast Bancshares (TCBX).
Which stock has performed better over the past year, IBCP or TCBX?
IBCP returned +14.80% over the past 12 months, compared with +7.63% for TCBX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, IBCP or TCBX?
IBCP has the lower trailing P/E at 10.4, versus 10.4 for TCBX. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Independent Bank or Third Coast Bancshares?
Independent Bank pays a dividend yielding 3.02%, while Third Coast Bancshares does not currently pay a regular dividend.
Are Independent Bank and Third Coast Bancshares in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Independent Bank and Banks for Third Coast Bancshares.