Southern Missouri Bancorp (SMBC) vs Third Coast Bancshares (TCBX)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Southern Missouri Bancorp (SMBC) has outperformed Third Coast Bancshares (TCBX) over the past year, gaining 36.1% versus a gain of 7.6%. Southern Missouri Bancorp is the larger company by market cap ($787.1 million vs $695.7 million), about 1.1 times the size. On valuation, Third Coast Bancshares trades at a lower forward P/E (9.8x vs 10.4x for Southern Missouri Bancorp).
Southern Missouri Bancorp pays a dividend yielding 1.40%, while Third Coast Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SMBC | TCBX |
|---|---|---|
| Share price | $71.47 | $41.77 |
| Market cap | $787.12M | $695.68M |
| 1-day change | +0.76% | +1.21% |
| YTD return | +20.89% | +9.89% |
| 1-year return | +36.06% | +7.63% |
| 5-year return | +50.49% | — |
| P/E ratio (TTM) | 11.12 | 10.39 |
| Forward P/E | 10.38 | 9.75 |
| EPS (TTM) | $6.43 | $4.02 |
| Dividend yield | 1.40% | 0.00% |
| Annual dividend | $1.00 | $0.00 |
| 52-week high | $79.86 | $46.36 |
| 52-week low | $47.60 | $35.73 |
| Distance from 52-week high | -10.51% | -9.89% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +12.21% | +15.25% |
| Average volume | 91.53K | 109.19K |
| Shares outstanding | 11.01M | 16.65M |
| Employees | 711 | 477 |
| Sector | Finance | Financial Services |
| Industry | Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SMBC has outperformed TCBX by 28.4 percentage points over the past year.
- Southern Missouri Bancorp offers a meaningfully higher dividend yield (1.40% vs 0.00%).
- The two companies sit in different sectors: Southern Missouri Bancorp in Finance and Third Coast Bancshares in Financial Services.
About Southern Missouri Bancorp
SMBC stock →Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.
Finance · Banks · 711 employees
About Third Coast Bancshares
TCBX stock →Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States.
Financial Services · Banks - Regional · 477 employees
SMBC vs TCBX FAQ
Which is bigger, Southern Missouri Bancorp or Third Coast Bancshares?
Southern Missouri Bancorp (SMBC) is larger, with a market capitalization of $787.12M compared with $695.68M for Third Coast Bancshares (TCBX).
Which stock has performed better over the past year, SMBC or TCBX?
SMBC returned +36.06% over the past 12 months, compared with +7.63% for TCBX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SMBC or TCBX?
TCBX has the lower trailing P/E at 10.4, versus 11.1 for SMBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Southern Missouri Bancorp or Third Coast Bancshares?
Southern Missouri Bancorp pays a dividend yielding 1.40%, while Third Coast Bancshares does not currently pay a regular dividend.
Are Southern Missouri Bancorp and Third Coast Bancshares in the same industry?
No. Southern Missouri Bancorp is in the Finance sector, while Third Coast Bancshares is in Financial Services.