MetaCap

ICICI Bank (IBN) vs U.S. Bancorp (USB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.

Summary

U.S. Bancorp (USB) has outperformed ICICI Bank (IBN) over the past year, gaining 18.3% versus a loss of 10.2%. Over five years, IBN leads with a +43.2% price change compared with -6.7% for USB. ICICI Bank is the larger company by market cap ($100.00 billion vs $87.52 billion), about 1.1 times the size.

On valuation, U.S. Bancorp trades at a lower forward P/E (9.7x vs 14.9x for ICICI Bank). U.S. Bancorp pays a dividend yielding 3.70%, while ICICI Bank does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

IBN-10.19%USB+18.25%
+41%+9%-22%
Oct 7, 20251 yearOct 7, 2026
IBN+49.62%USB-9.88%
+92%+16%-60%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

IBN versus USB key metrics
MetricIBNUSB
Share price$27.86$56.17
Market cap$100.00B$87.52B
1-day change-0.57%-1.95%
YTD return-6.51%+5.27%
1-year return-10.19%+18.25%
5-year return+43.24%-6.74%
P/E ratio (TTM)16.2011.21
Forward P/E14.899.67
EPS (TTM)$1.72$5.01
Dividend yield0.89%3.70%
Annual dividend$0.00$2.08
Revenue (latest FY)—$28.66B
Revenue growth (YoY)—+4.37%
Net income (latest FY)—$7.57B
Net margin—26.42%
52-week high$33.03$66.08
52-week low$25.08$45.02
Distance from 52-week high-15.65%-15.00%
Analyst consensusstrong_buybuy
Avg. price target upside+31.30%+22.84%
Average volume5.45M7.45M
Shares outstanding3.59B1.56B
Employees124,02970,000
SectorFinanceFinance
IndustryCommercial BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • USB has outperformed IBN by 28.4 percentage points over the past year.
  • ICICI Bank trades at a higher earnings multiple (16.2x vs 11.2x trailing P/E).
  • U.S. Bancorp offers a meaningfully higher dividend yield (3.70% vs 0.89%).

About ICICI Bank

IBN stock →

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to corporate and retail customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments.

Finance · Commercial Banks · 124,029 employees

About U.S. Bancorp

USB stock →

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.

Finance · Major Banks · 70,000 employees

IBN vs USB FAQ

Which is bigger, ICICI Bank or U.S. Bancorp?

ICICI Bank (IBN) is larger, with a market capitalization of $100.00B compared with $87.52B for U.S. Bancorp (USB).

Which stock has performed better over the past year, IBN or USB?

USB returned +18.25% over the past 12 months, compared with -10.19% for IBN (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, IBN or USB?

USB has the lower trailing P/E at 11.2, versus 16.2 for IBN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, ICICI Bank or U.S. Bancorp?

U.S. Bancorp has the higher yield at 3.70%, compared with 0.89% for ICICI Bank.

Are ICICI Bank and U.S. Bancorp in the same industry?

Both are in the Finance sector, but in different industries: Commercial Banks for ICICI Bank and Major Banks for U.S. Bancorp.

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