IREN (IREN) vs Synchrony Financial (SYF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Synchrony Financial (SYF) has outperformed IREN (IREN) over the past year, gaining 1.5% versus a loss of 40.6%. Synchrony Financial is the larger company by market cap ($23.99 billion vs $14.07 billion), about 1.7 times the size, while IREN is growing revenue faster (+41.1% vs -2.8%). Synchrony Financial pays a dividend yielding 1.63%, while IREN does not currently pay one.
Synchrony Financial converts more of its revenue into profit, with a net margin of 18.7% versus -99.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | IREN | SYF |
|---|---|---|
| Share price | $35.71 | $73.72 |
| Market cap | $14.07B | $23.99B |
| 1-day change | -7.70% | +2.49% |
| YTD return | -5.45% | -13.78% |
| 1-year return | -40.57% | +1.45% |
| 5-year return | — | +43.34% |
| P/E ratio (TTM) | — | 7.55 |
| Forward P/E | — | 7.05 |
| EPS (TTM) | $-2.22 | $9.77 |
| Dividend yield | 0.00% | 1.63% |
| Annual dividend | $0.00 | $1.20 |
| Revenue (latest FY) | $707.01M | $18.99B |
| Revenue growth (YoY) | +41.11% | -2.80% |
| Net income (latest FY) | $-702.62M | $3.55B |
| Gross margin | 68.92% | — |
| Operating margin | -148.05% | — |
| Net margin | -99.38% | 18.71% |
| 52-week high | $76.87 | $88.77 |
| 52-week low | $28.93 | $63.08 |
| Distance from 52-week high | -53.54% | -16.95% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +118.82% | +20.02% |
| Average volume | 42.51M | 3.28M |
| Shares outstanding | 394.06M | 325.37M |
| Employees | 685 | 20,000 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SYF has outperformed IREN by 42.0 percentage points over the past year.
- Synchrony Financial offers a meaningfully higher dividend yield (1.63% vs 0.00%).
- Synchrony Financial is more profitable, keeping 18.7 cents of every revenue dollar as net income versus -99.4 cents for IREN.
- IREN grew revenue faster in its latest fiscal year (+41.11% vs -2.80%).
About IREN
IREN stock →IREN Limited operates as a vertically integrated AI cloud services platform in Australia and Canada. It develops, owns, and operate data centers, including the associated land, grid connections, and substations, as well as buildings and cooling.
Finance · Finance: Consumer Services · 685 employees
About Synchrony Financial
SYF stock →Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans.
Finance · Finance: Consumer Services · 20,000 employees
IREN vs SYF FAQ
Which is bigger, IREN or Synchrony Financial?
Synchrony Financial (SYF) is larger, with a market capitalization of $23.99B compared with $14.07B for IREN (IREN).
Which stock has performed better over the past year, IREN or SYF?
SYF returned +1.45% over the past 12 months, compared with -40.57% for IREN (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, IREN or Synchrony Financial?
Synchrony Financial pays a dividend yielding 1.63%, while IREN does not currently pay a regular dividend.
Are IREN and Synchrony Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.