Synchrony Financial (SYF)
NYSE: SYFFinanceFinance: Consumer ServicesUSD
At close: Oct 7, 4:00 PM ET · Delayed 15 min
SYF stock chart
Technical analysisKey statistics
All statistics- Market cap
- $23.40B
- P/E (TTM)
- 7.39
- Forward P/E
- 6.87
- EPS (TTM)
- $9.74
- Dividend yield
- 1.67% ($1.20)
- Ex-dividend date
- Aug 5, 2026
- 52-week range
- 63.08 – 88.77
- Day range
- 71.15 – 72.26
- Volume / Avg
- 2.11M / 3.30M
- Beta
- —
- Shares outstanding
- 325.37M
- Next earnings
- Oct 20, 2026
52-week range
SYF stock today
On Oct 7, SYF ended the session at $71.93, shedding $0.23 (0.32%), versus the S&P 500's 0.22% decline. At this level, SYF sits in the middle of its 52-week range of $63.08 to $88.77: 19.0% below the high, set on Jan 9, 2026 and 14.0% above the low. SYF is down 13.8% year to date, underperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has gained 1.5%.
At 7.4x trailing earnings, Synchrony Financial trades below the peer-group median of 31.4x. Its forward P/E of 6.9x is lower than the trailing multiple, which means analysts expect earnings to rise over the next year. The company is scheduled to report Sep/2026 results on Oct 20 before the market opens; analysts expect EPS of $2.42. Synchrony Financial pays an annual dividend of $1.20 per share, a 1.67% yield at the current price.
Summary generated from market data by MetaCap's automated system. Methodology
About Synchrony Financial
Company profileSynchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms.
- Sector
- Finance
- Industry
- Finance: Consumer Services
- CEO
- Mr. Brian D. Doubles
- Headquarters
- Stamford, CT
- Employees
- 20,000
- IPO year
- 2014
- Website
- synchrony.com
Financial highlights
Full financialsIn fiscal 2025, Synchrony Financial generated $18.99 billion in revenue, down 2.8% from fiscal 2024, its first annual decline since 2021. Net income was $3.55 billion (+1.5% year over year), for a net margin of 18.7% versus a median of 17.9% in the prior 5 years. Diluted earnings per share came in at $9.28, up from $8.55.
| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Revenue | $18.99B | $19.53B | $17.29B | $16.00B | $14.72B |
| Growth | -2.80% | +12.98% | +8.02% | +8.73% | -0.59% |
| Net income | $3.55B | $3.50B | $2.24B | $3.02B | $4.22B |
| EPS (diluted) | $9.28 | $8.55 | $5.19 | $6.15 | $7.34 |
Analyst forecast
ForecastConsensus (23 analysts)
buy
Avg. price target
$88.48+23.01%
- Strong buy 4
- Buy 12
- Hold 7
- Sell 0
- Strong sell 0
Target range
Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.
Earnings
Earnings history- Next report
- Oct 20, 2026
- EPS estimate
- $2.42
- Last reported (Q2 2026)
- Jul 23, 2026
- EPS actual vs est.
- $2.59 vs —
Dividends
Dividend history- Annual dividend
- $1.20
- Dividend yield
- 1.67%
- Last payment
- $0.34
- Ex-dividend date
- Aug 5, 2026
SYF news
All SYF newsSynchrony Financial peers
Finance sector| Company | Price | % Chg | Market cap | Compare |
|---|---|---|---|---|
| CRCLCircle Internet Group Inc. Class A | 80.84 | -3.91% | $20.52B | vs SYF |
| SOFISoFi Technologies Inc. | 15.66 | -0.63% | $20.23B | vs SYF |
| EFXEquifax Inc. | 142.43 | -0.04% | $16.73B | vs SYF |
| BMNRBitMine Immersion Technologies Inc. | 24.66 | -5.88% | $14.88B | vs SYF |
| RKTRocket Companies Inc. Class A | 11.44 | -1.29% | $32.39B | vs SYF |
| TRUTransUnion | 62.82 | -0.95% | $12.04B | vs SYF |
| CHYMChime Financial Inc. Class A | 27.93 | +1.01% | $10.57B | vs SYF |
| WULFTeraWulf Inc. | 14.40 | -3.81% | $7.19B | vs SYF |
Indexes, lists and sector
Index membership
Appears in lists
Synchrony Financial stock FAQ
What is Synchrony Financial's stock price today?
SYF last traded at $71.93 as of Oct 7, 4:00 PM EDT, down 0.32% on the day. Prices are delayed at least 15 minutes.
Does Synchrony Financial pay a dividend?
Yes. Synchrony Financial pays $1.20 per share annually, a 1.67% yield. The most recent dividend of $0.34 had an ex-dividend date of Aug 5, 2026.
When is Synchrony Financial's next earnings date?
Synchrony Financial is expected to report earnings on Tuesday, October 20, 2026. Analysts expect EPS of $2.42.
What is SYF's P/E ratio?
SYF trades at a trailing P/E ratio of 7.39 and a forward P/E of 6.87, compared with a median of 31.4 for its closest peers.
Is Synchrony Financial in the S&P 500?
Yes. Synchrony Financial (SYF) is a constituent of the S&P 500 index.
Who is Synchrony Financial's CEO?
Mr. Brian D. Doubles is the chief executive officer of Synchrony Financial, which has about 20,000 employees.
What is the SYF 52-week high?
The 52-week high for SYF is $88.77 and the 52-week low is $63.08. The stock is currently 19.0% below its high.