Jefferson Capital (JCAP) vs Qfin (QFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Jefferson Capital (JCAP) has outperformed Qfin (QFIN) over the past year, gaining 10.9% versus a loss of 78.1%. Jefferson Capital is the larger company by market cap ($1.15 billion vs $751.4 million), about 1.5 times the size. On valuation, Qfin trades at a lower forward P/E (2.2x vs 6.5x for Jefferson Capital).
Qfin offers the higher dividend yield (136.76% vs 2.40%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | JCAP | QFIN |
|---|---|---|
| Share price | $20.02 | $6.18 |
| Market cap | $1.15B | $751.38M |
| 1-day change | +0.81% | -2.98% |
| YTD return | -10.38% | -67.93% |
| 1-year return | +10.85% | -78.13% |
| 5-year return | — | -69.82% |
| P/E ratio (TTM) | 22.00 | 1.48 |
| Forward P/E | 6.51 | 2.15 |
| EPS (TTM) | $0.91 | $4.18 |
| Dividend yield | 2.40% | 136.76% |
| Annual dividend | $0.48 | $8.45 |
| 52-week high | $24.44 | $28.99 |
| 52-week low | $15.50 | $6.13 |
| Distance from 52-week high | -18.09% | -78.68% |
| Analyst consensus | none | buy |
| Avg. price target upside | +40.86% | +139.64% |
| Average volume | 327.54K | 2.08M |
| Shares outstanding | 57.43M | 121.58M |
| Employees | 1,120 | 3,557 |
| Sector | Finance | Finance |
| Industry | Finance Companies | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- JCAP has outperformed QFIN by 89.0 percentage points over the past year.
- Jefferson Capital trades at a higher earnings multiple (22.0x vs 1.5x trailing P/E).
- Qfin offers a meaningfully higher dividend yield (136.76% vs 2.40%).
About Jefferson Capital
JCAP stock →Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America.
Finance · Finance Companies · 1,120 employees
About Qfin
QFIN stock →Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.
Finance · Finance: Consumer Services · 3,557 employees
JCAP vs QFIN FAQ
Which is bigger, Jefferson Capital or Qfin?
Jefferson Capital (JCAP) is larger, with a market capitalization of $1.15B compared with $751.38M for Qfin (QFIN).
Which stock has performed better over the past year, JCAP or QFIN?
JCAP returned +10.85% over the past 12 months, compared with -78.13% for QFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, JCAP or QFIN?
QFIN has the lower trailing P/E at 1.5, versus 22.0 for JCAP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Jefferson Capital or Qfin?
Qfin has the higher yield at 136.76%, compared with 2.40% for Jefferson Capital.
Are Jefferson Capital and Qfin in the same industry?
Both are in the Finance sector, but in different industries: Finance Companies for Jefferson Capital and Finance: Consumer Services for Qfin.