Jefferson Capital (JCAP) vs PRA Group (PRAA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
PRA Group (PRAA) has outperformed Jefferson Capital (JCAP) over the past year, gaining 46.1% versus a gain of 10.9%. Jefferson Capital is the larger company by market cap ($1.15 billion vs $763.5 million), about 1.5 times the size. On valuation, Jefferson Capital trades at a lower forward P/E (6.5x vs 7.8x for PRA Group).
Jefferson Capital pays a dividend yielding 2.40%, while PRA Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | JCAP | PRAA |
|---|---|---|
| Share price | $20.02 | $20.28 |
| Market cap | $1.15B | $763.50M |
| 1-day change | +0.81% | +1.20% |
| YTD return | -10.38% | +14.64% |
| 1-year return | +10.85% | +46.11% |
| 5-year return | — | -52.80% |
| P/E ratio (TTM) | 22.00 | — |
| Forward P/E | 6.51 | 7.80 |
| EPS (TTM) | $0.91 | $-6.78 |
| Dividend yield | 2.40% | 0.00% |
| Annual dividend | $0.48 | $0.00 |
| 52-week high | $24.44 | $22.55 |
| 52-week low | $15.50 | $10.25 |
| Distance from 52-week high | -18.09% | -10.07% |
| Analyst consensus | none | none |
| Avg. price target upside | +40.86% | +28.21% |
| Average volume | 325.58K | 408.86K |
| Shares outstanding | 57.43M | 37.65M |
| Employees | 1,120 | 2,417 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PRAA has outperformed JCAP by 35.3 percentage points over the past year.
- Jefferson Capital offers a meaningfully higher dividend yield (2.40% vs 0.00%).
About Jefferson Capital
JCAP stock →Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America.
Financial Services · Credit Services · 1,120 employees
About PRA Group
PRAA stock →PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed.
Financial Services · Credit Services · 2,417 employees
JCAP vs PRAA FAQ
Which is bigger, Jefferson Capital or PRA Group?
Jefferson Capital (JCAP) is larger, with a market capitalization of $1.15B compared with $763.50M for PRA Group (PRAA).
Which stock has performed better over the past year, JCAP or PRAA?
PRAA returned +46.11% over the past 12 months, compared with +10.85% for JCAP (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Jefferson Capital or PRA Group?
Jefferson Capital pays a dividend yielding 2.40%, while PRA Group does not currently pay a regular dividend.
Are Jefferson Capital and PRA Group in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.