Keel Infrastructure (KEEL) vs Upstart (UPST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Keel Infrastructure (KEEL) has outperformed Upstart (UPST) over the past year, losing 26.9% versus a loss of 54.0%. Over five years, KEEL leads with a -43.3% price change compared with -93.8% for UPST. Upstart is the larger company by market cap ($2.35 billion vs $1.88 billion), about 1.2 times the size, while Keel Infrastructure is growing revenue faster (+72.0% vs +64.0%).
Upstart converts more of its revenue into profit, with a net margin of 5.1% versus -124.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KEEL | UPST |
|---|---|---|
| Share price | $3.05 | $24.10 |
| Market cap | $1.88B | $2.35B |
| 1-day change | -3.17% | -0.37% |
| YTD return | +29.79% | -44.89% |
| 1-year return | -26.86% | -53.98% |
| 5-year return | -43.31% | -93.82% |
| P/E ratio (TTM) | — | 48.20 |
| Forward P/E | — | 6.93 |
| EPS (TTM) | $-0.65 | $0.50 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $229.28M | $1.04B |
| Revenue growth (YoY) | +72.03% | +63.99% |
| Net income (latest FY) | $-284.54M | $53.60M |
| Gross margin | -8.25% | — |
| Operating margin | -65.25% | 4.08% |
| Net margin | -124.11% | 5.13% |
| 52-week high | $7.37 | $55.22 |
| 52-week low | $1.68 | $22.56 |
| Distance from 52-week high | -58.62% | -56.36% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +114.75% | +65.98% |
| Average volume | 32.92M | 4.30M |
| Shares outstanding | 617.57M | 97.31M |
| Employees | — | 1,405 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- KEEL has outperformed UPST by 27.1 percentage points over the past year.
- Upstart is more profitable, keeping 5.1 cents of every revenue dollar as net income versus -124.1 cents for Keel Infrastructure.
- Keel Infrastructure grew revenue faster in its latest fiscal year (+72.03% vs +63.99%).
About Keel Infrastructure
KEEL stock →Keel Infrastructure Corp. operates digital and energy infrastructure with focus on high-performance computing (HPC) and artificial intelligence (AI) workloads in North America, Canada, and the United States.
Finance · Finance: Consumer Services
About Upstart
UPST stock →Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.
Finance · Finance: Consumer Services · 1,405 employees
KEEL vs UPST FAQ
Which is bigger, Keel Infrastructure or Upstart?
Upstart (UPST) is larger, with a market capitalization of $2.35B compared with $1.88B for Keel Infrastructure (KEEL).
Which stock has performed better over the past year, KEEL or UPST?
KEEL returned -26.86% over the past 12 months, compared with -53.98% for UPST (price return, excluding dividends). Past performance does not predict future results.
Are Keel Infrastructure and Upstart in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.