Upstart Holdings Inc. (UPST)
NASDAQ: UPSTFinanceFinance: Consumer ServicesUSD
Market open · Delayed 15 min · as of Oct 8, 12:19 PM ET
UPST stock chart
Technical analysisKey statistics
All statistics- Market cap
- $2.29B
- P/E (TTM)
- 47.12
- Forward P/E
- 6.78
- EPS (TTM)
- $0.50
- Dividend yield
- None
- 52-week range
- 22.56 – 55.22
- Day range
- 23.41 – 23.89
- Volume / Avg
- 1.23M / 4.25M
- Beta
- —
- Shares outstanding
- 97.31M
- Next earnings
- Nov 3, 2026
52-week range
UPST stock today
Shares of Upstart (UPST) are trading lower on Oct 8 at $23.56, a drop of 1.92% or $0.46 per share, versus the S&P 500's 0.27% decline. At this level, UPST sits near the bottom of its 52-week range of $22.56 to $55.22: 57.3% below the high, set on Oct 24, 2025 and 4.5% above the low. UPST is down 45.1% year to date, underperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has lost 53.6%.
Upstart trades at 47.1x its trailing twelve-month earnings per share of $0.50. Its forward P/E of 6.8x is lower than the trailing multiple, which means analysts expect earnings to rise over the next year. Upstart's next earnings report is expected on Nov 3, 2026.
Summary generated from market data by MetaCap's automated system. Methodology
About Upstart
Company profileUpstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit.
- Sector
- Finance
- Industry
- Finance: Consumer Services
- CEO
- Mr. Paul Gu
- Headquarters
- San Mateo, CA
- Employees
- 1,405
- IPO year
- 2020
- Website
- upstart.com
Analyst forecast
ForecastConsensus (15 analysts)
buy
Avg. price target
$40.00+69.78%
- Strong buy 1
- Buy 6
- Hold 7
- Sell 0
- Strong sell 1
Target range
Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.
Earnings
Earnings history- Next report
- Nov 3, 2026
- EPS estimate
- $0.23
UPST news
All UPST newsUpstart peers
Finance sector| Company | Price | % Chg | Market cap | Compare |
|---|---|---|---|---|
| SECZSecuritize Corp. | 12.42 | +8.92% | $2.03B | vs UPST |
| BTDRBitdeer Technologies Group Class A | 9.79 | -5.87% | $2.66B | vs UPST |
| KEELKeel Infrastructure Corp. | 3.18 | -4.65% | $1.96B | vs UPST |
| CLSKCleanSpark Inc. | 10.73 | -6.90% | $2.75B | vs UPST |
| ASSTStrive Inc. Class A | 28.11 | -0.27% | $2.84B | vs UPST |
| UWMCUWM Holdings Corporation Class A | 1.10 | -2.96% | $1.76B | vs UPST |
| HAPNHappen Inc. | 15.05 | -0.73% | $1.74B | vs UPST |
| SIISprott Inc. | 113.90 | -1.14% | $2.93B | vs UPST |
Indexes, lists and sector
Upstart stock FAQ
What is Upstart's stock price today?
UPST last traded at $23.56 as of Oct 8, 12:19 PM EDT, down 1.92% on the day. Prices are delayed at least 15 minutes.
When is Upstart's next earnings date?
Upstart is expected to report earnings on Tuesday, November 3, 2026. Analysts expect EPS of $0.23.
What is UPST's P/E ratio?
UPST trades at a trailing P/E ratio of 47.12 and a forward P/E of 6.78.
Who is Upstart's CEO?
Mr. Paul Gu is the chief executive officer of Upstart Holdings Inc., which has about 1,405 employees.
What is the UPST 52-week high?
The 52-week high for UPST is $55.22 and the 52-week low is $22.56. The stock is currently 57.3% below its high.