Kentucky First Federal Bancorp (KFFB) vs Sound Financial Bancorp (SFBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Kentucky First Federal Bancorp (KFFB) has outperformed Sound Financial Bancorp (SFBC) over the past year, gaining 43.3% versus a loss of 5.2%. Over five years, SFBC leads with a -4.7% price change compared with -21.8% for KFFB. Sound Financial Bancorp is the larger company by market cap ($112.0 million vs $45.8 million), about 2.4 times the size.
On valuation, Sound Financial Bancorp trades at a lower trailing P/E (14.0x vs 23.6x for Kentucky First Federal Bancorp). Sound Financial Bancorp pays a dividend yielding 1.83%, while Kentucky First Federal Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KFFB | SFBC |
|---|---|---|
| Share price | $5.66 | $43.60 |
| Market cap | $45.77M | $111.97M |
| 1-day change | -1.57% | +1.28% |
| YTD return | +21.72% | -0.07% |
| 1-year return | +43.29% | -5.22% |
| 5-year return | -21.82% | -4.68% |
| P/E ratio (TTM) | 23.58 | 13.97 |
| EPS (TTM) | $0.24 | $3.12 |
| Dividend yield | 3.48% | 1.83% |
| Annual dividend | $0.00 | $0.80 |
| 52-week high | $6.46 | $49.21 |
| 52-week low | $2.97 | $40.68 |
| Distance from 52-week high | -12.38% | -11.40% |
| Average volume | 6.80K | 10.41K |
| Shares outstanding | 8.09M | 2.57M |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Sound Financial Bancorp is about 2.4 times larger than Kentucky First Federal Bancorp by market value ($111.97M vs $45.77M).
- KFFB has outperformed SFBC by 48.5 percentage points over the past year.
- Kentucky First Federal Bancorp trades at a higher earnings multiple (23.6x vs 14.0x trailing P/E).
- Kentucky First Federal Bancorp offers a meaningfully higher dividend yield (3.48% vs 1.83%).
KFFB vs SFBC FAQ
Which is bigger, Kentucky First Federal Bancorp or Sound Financial Bancorp?
Sound Financial Bancorp (SFBC) is larger, with a market capitalization of $111.97M compared with $45.77M for Kentucky First Federal Bancorp (KFFB).
Which stock has performed better over the past year, KFFB or SFBC?
KFFB returned +43.29% over the past 12 months, compared with -5.22% for SFBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, KFFB or SFBC?
SFBC has the lower trailing P/E at 14.0, versus 23.6 for KFFB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Kentucky First Federal Bancorp or Sound Financial Bancorp?
Kentucky First Federal Bancorp has the higher yield at 3.48%, compared with 1.83% for Sound Financial Bancorp.
Are Kentucky First Federal Bancorp and Sound Financial Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.