Klarna Group (KLAR) vs OneMain (OMF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
OneMain (OMF) has outperformed Klarna Group (KLAR) over the past year, gaining 2.1% versus a loss of 67.9%. OneMain is the larger company by market cap ($6.45 billion vs $5.02 billion), about 1.3 times the size, while Klarna Group is growing revenue faster (+24.8% vs +8.9%). On valuation, OneMain trades at a lower forward P/E (6.6x vs 16.6x for Klarna Group).
OneMain pays a dividend yielding 7.47%, while Klarna Group does not currently pay one. OneMain converts more of its revenue into profit, with a net margin of 16.0% versus -7.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KLAR | OMF |
|---|---|---|
| Share price | $13.25 | $56.07 |
| Market cap | $5.02B | $6.45B |
| 1-day change | 0.00% | -0.20% |
| YTD return | -54.17% | -16.99% |
| 1-year return | -67.95% | +2.15% |
| 5-year return | — | -5.08% |
| P/E ratio (TTM) | — | 8.46 |
| Forward P/E | 16.60 | 6.57 |
| EPS (TTM) | $-0.52 | $6.63 |
| Dividend yield | 0.00% | 7.47% |
| Annual dividend | $0.00 | $4.19 |
| Revenue (latest FY) | $3.51B | $4.90B |
| Revenue growth (YoY) | +24.83% | +8.88% |
| Net income (latest FY) | $-273.00M | $783.00M |
| Operating margin | -6.55% | — |
| Net margin | -7.78% | 15.97% |
| 52-week high | $44.75 | $71.93 |
| 52-week low | $12.06 | $45.78 |
| Distance from 52-week high | -70.39% | -22.05% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +47.47% | +22.17% |
| Average volume | 5.78M | 959.23K |
| Shares outstanding | 379.16M | 115.04M |
| Employees | 2,831 | 9,300 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OMF has outperformed KLAR by 70.1 percentage points over the past year.
- OneMain offers a meaningfully higher dividend yield (7.47% vs 0.00%).
- OneMain is more profitable, keeping 16.0 cents of every revenue dollar as net income versus -7.8 cents for Klarna Group.
- Klarna Group grew revenue faster in its latest fiscal year (+24.83% vs +8.88%).
About Klarna Group
KLAR stock →Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company offers payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration.
Finance · Finance: Consumer Services · 2,831 employees
About OneMain
OMF stock →OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance.
Finance · Finance: Consumer Services · 9,300 employees
KLAR vs OMF FAQ
Which is bigger, Klarna Group or OneMain?
OneMain (OMF) is larger, with a market capitalization of $6.45B compared with $5.02B for Klarna Group (KLAR).
Which stock has performed better over the past year, KLAR or OMF?
OMF returned +2.15% over the past 12 months, compared with -67.95% for KLAR (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Klarna Group or OneMain?
OneMain pays a dividend yielding 7.47%, while Klarna Group does not currently pay a regular dividend.
Are Klarna Group and OneMain in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.