Figure Technology Solutions (FIGR) vs OneMain (OMF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
OneMain (OMF) has outperformed Figure Technology Solutions (FIGR) over the past year, gaining 2.1% versus a loss of 37.4%. OneMain is the larger company by market cap ($6.45 billion vs $6.21 billion), about 1.0 times the size, while Figure Technology Solutions is growing revenue faster (+48.7% vs +8.9%). On valuation, OneMain trades at a lower forward P/E (6.6x vs 14.8x for Figure Technology Solutions).
OneMain pays a dividend yielding 7.47%, while Figure Technology Solutions does not currently pay one. Figure Technology Solutions converts more of its revenue into profit, with a net margin of 26.4% versus 16.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FIGR | OMF |
|---|---|---|
| Share price | $27.68 | $56.07 |
| Market cap | $6.21B | $6.45B |
| 1-day change | +1.21% | -0.20% |
| YTD return | -32.22% | -16.99% |
| 1-year return | -37.42% | +2.15% |
| 5-year return | — | -5.08% |
| P/E ratio (TTM) | 29.76 | 8.44 |
| Forward P/E | 14.80 | 6.57 |
| EPS (TTM) | $0.93 | $6.64 |
| Dividend yield | 0.00% | 7.47% |
| Annual dividend | $0.00 | $4.19 |
| Revenue (latest FY) | $506.87M | $4.90B |
| Revenue growth (YoY) | +48.69% | +8.88% |
| Net income (latest FY) | $133.86M | $783.00M |
| Operating margin | 23.19% | — |
| Net margin | 26.41% | 15.97% |
| 52-week high | $78.00 | $71.93 |
| 52-week low | $24.11 | $45.78 |
| Distance from 52-week high | -64.51% | -22.05% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +91.47% | +22.17% |
| Average volume | 4.17M | 959.23K |
| Shares outstanding | 185.67M | 115.04M |
| Employees | 602 | 9,300 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OMF has outperformed FIGR by 39.6 percentage points over the past year.
- Figure Technology Solutions trades at a higher earnings multiple (29.8x vs 8.4x trailing P/E).
- OneMain offers a meaningfully higher dividend yield (7.47% vs 0.00%).
- Figure Technology Solutions is more profitable, keeping 26.4 cents of every revenue dollar as net income versus 16.0 cents for OneMain.
- Figure Technology Solutions grew revenue faster in its latest fiscal year (+48.69% vs +8.88%).
About Figure Technology Solutions
FIGR stock →Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets.
Finance · Finance: Consumer Services · 602 employees
About OneMain
OMF stock →OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance.
Finance · Finance: Consumer Services · 9,300 employees
FIGR vs OMF FAQ
Which is bigger, Figure Technology Solutions or OneMain?
OneMain (OMF) is larger, with a market capitalization of $6.45B compared with $6.21B for Figure Technology Solutions (FIGR).
Which stock has performed better over the past year, FIGR or OMF?
OMF returned +2.15% over the past 12 months, compared with -37.42% for FIGR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FIGR or OMF?
OMF has the lower trailing P/E at 8.4, versus 29.8 for FIGR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Figure Technology Solutions or OneMain?
OneMain pays a dividend yielding 7.47%, while Figure Technology Solutions does not currently pay a regular dividend.
Are Figure Technology Solutions and OneMain in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.