Kinsale Capital Group (KNSL) vs RLI (RLI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
RLI (RLI) has outperformed Kinsale Capital Group (KNSL) over the past year, losing 13.8% versus a loss of 29.1%. Over five years, KNSL leads with a +105.4% price change compared with +9.0% for RLI. Kinsale Capital Group is the larger company by market cap ($7.75 billion vs $5.16 billion), about 1.5 times the size.
On valuation, Kinsale Capital Group trades at a lower forward P/E (15.7x vs 20.9x for RLI). RLI offers the higher dividend yield (1.17% vs 0.25%). Kinsale Capital Group converts more of its revenue into profit, with a net margin of 26.9% versus 21.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KNSL | RLI |
|---|---|---|
| Share price | $340.16 | $56.23 |
| Market cap | $7.75B | $5.16B |
| 1-day change | +0.15% | -0.12% |
| YTD return | -13.16% | -12.00% |
| 1-year return | -29.09% | -13.85% |
| 5-year return | +105.38% | +8.96% |
| P/E ratio (TTM) | 13.80 | 11.81 |
| Forward P/E | 15.68 | 20.86 |
| EPS (TTM) | $24.65 | $4.76 |
| Dividend yield | 0.25% | 1.17% |
| Annual dividend | $0.84 | $0.66 |
| Revenue (latest FY) | $1.87B | $1.88B |
| Revenue growth (YoY) | +18.04% | +6.33% |
| Net income (latest FY) | $503.61M | $403.34M |
| Net margin | 26.87% | 21.43% |
| 52-week high | $478.71 | $67.12 |
| 52-week low | $287.20 | $47.26 |
| Distance from 52-week high | -28.94% | -16.22% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +3.06% | +4.93% |
| Average volume | 243.35K | 752.61K |
| Shares outstanding | 22.78M | 91.77M |
| Employees | 711 | 1,193 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RLI has outperformed KNSL by 15.2 percentage points over the past year.
- Kinsale Capital Group is more profitable, keeping 26.9 cents of every revenue dollar as net income versus 21.4 cents for RLI.
- Kinsale Capital Group grew revenue faster in its latest fiscal year (+18.04% vs +6.33%).
About Kinsale Capital Group
KNSL stock →Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States.
Finance · Property-Casualty Insurers · 711 employees
About RLI
RLI stock →RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products.
Finance · Property-Casualty Insurers · 1,193 employees
KNSL vs RLI FAQ
Which is bigger, Kinsale Capital Group or RLI?
Kinsale Capital Group (KNSL) is larger, with a market capitalization of $7.75B compared with $5.16B for RLI (RLI).
Which stock has performed better over the past year, KNSL or RLI?
RLI returned -13.85% over the past 12 months, compared with -29.09% for KNSL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, KNSL or RLI?
RLI has the lower trailing P/E at 11.8, versus 13.8 for KNSL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Kinsale Capital Group or RLI?
RLI has the higher yield at 1.17%, compared with 0.25% for Kinsale Capital Group.
Are Kinsale Capital Group and RLI in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.