RLI (RLI) vs Selective Insurance Group (SIGI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Selective Insurance Group (SIGI) has outperformed RLI (RLI) over the past year, gaining 1.0% versus a loss of 13.8%. Over five years, RLI leads with a +9.0% price change compared with +8.3% for SIGI. RLI is the larger company by market cap ($5.16 billion vs $5.04 billion), about 1.0 times the size, while Selective Insurance Group is growing revenue faster (+9.8% vs +6.3%).
On valuation, Selective Insurance Group trades at a lower forward P/E (9.6x vs 20.9x for RLI). Selective Insurance Group offers the higher dividend yield (1.97% vs 1.17%). RLI converts more of its revenue into profit, with a net margin of 21.4% versus 8.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RLI | SIGI |
|---|---|---|
| Share price | $56.26 | $84.60 |
| Market cap | $5.16B | $5.04B |
| 1-day change | -0.08% | -0.63% |
| YTD return | -12.00% | +1.74% |
| 1-year return | -13.85% | +1.03% |
| 5-year return | +8.96% | +8.34% |
| P/E ratio (TTM) | 11.82 | 10.50 |
| Forward P/E | 20.87 | 9.62 |
| EPS (TTM) | $4.76 | $8.06 |
| Dividend yield | 1.17% | 1.97% |
| Annual dividend | $0.66 | $1.67 |
| Revenue (latest FY) | $1.88B | $5.34B |
| Revenue growth (YoY) | +6.33% | +9.78% |
| Net income (latest FY) | $403.34M | $466.41M |
| Net margin | 21.43% | 8.74% |
| 52-week high | $67.12 | $100.40 |
| 52-week low | $47.26 | $72.78 |
| Distance from 52-week high | -16.19% | -15.74% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +4.88% | +20.41% |
| Average volume | 752.61K | 477.57K |
| Shares outstanding | 91.77M | 59.57M |
| Employees | 1,193 | 2,800 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SIGI has outperformed RLI by 14.9 percentage points over the past year.
- RLI is more profitable, keeping 21.4 cents of every revenue dollar as net income versus 8.7 cents for Selective Insurance Group.
About RLI
RLI stock →RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products.
Finance · Property-Casualty Insurers · 1,193 employees
About Selective Insurance Group
SIGI stock →Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.
Finance · Property-Casualty Insurers · 2,800 employees
RLI vs SIGI FAQ
Which is bigger, RLI or Selective Insurance Group?
RLI (RLI) is larger, with a market capitalization of $5.16B compared with $5.04B for Selective Insurance Group (SIGI).
Which stock has performed better over the past year, RLI or SIGI?
SIGI returned +1.03% over the past 12 months, compared with -13.85% for RLI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RLI or SIGI?
SIGI has the lower trailing P/E at 10.5, versus 11.8 for RLI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, RLI or Selective Insurance Group?
Selective Insurance Group has the higher yield at 1.97%, compared with 1.17% for RLI.
Are RLI and Selective Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.