MetaCap

Chicago Atlantic BDC (LIEN) vs Onity Group (ONIT)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Chicago Atlantic BDC (LIEN) has outperformed Onity Group (ONIT) over the past year, losing 14.2% versus a loss of 26.0%. Onity Group is the larger company by market cap ($227.0 million vs $207.7 million), about 1.1 times the size. On valuation, Onity Group trades at a lower forward P/E (3.5x vs 5.5x for Chicago Atlantic BDC).

Chicago Atlantic BDC pays a dividend yielding 14.95%, while Onity Group does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LIEN-14.15%ONIT-26.05%
+49%+10%-30%
Oct 7, 20251 yearOct 7, 2026
LIEN-35.00%ONIT-22.44%
+55%+2%-51%
Jan 31, 20225 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LIEN versus ONIT key metrics
MetricLIENONIT
Share price$9.10$27.17
Market cap$207.67M$226.99M
1-day change-3.91%-2.16%
YTD return-11.91%-40.66%
1-year return-14.15%-26.05%
5-year return—-8.18%
P/E ratio (TTM)6.841.75
Forward P/E5.553.51
EPS (TTM)$1.33$15.49
Dividend yield14.95%0.00%
Annual dividend$1.36$0.00
52-week high$11.27$54.10
52-week low$8.92$26.98
Distance from 52-week high-19.25%-49.78%
Analyst consensusnonenone
Avg. price target upside+20.88%+93.23%
Average volume57.30K73.07K
Shares outstanding22.82M8.35M
Employees—4,000
SectorFinancial ServicesFinancial Services
IndustryAsset ManagementMortgage Finance

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • LIEN has outperformed ONIT by 11.9 percentage points over the past year.
  • Chicago Atlantic BDC trades at a higher earnings multiple (6.8x vs 1.8x trailing P/E).
  • Chicago Atlantic BDC offers a meaningfully higher dividend yield (14.95% vs 0.00%).

About Chicago Atlantic BDC

LIEN stock →

Silver Spike Investment Corp., is a a business development company. It is a specialty finance company, focuses on investing across the cannabis ecosystem through investments in the form of direct loans to, and equity ownership of, privately held cannabis companies.

Financial Services · Asset Management

About Onity Group

ONIT stock →

Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through the Servicing and Originations segments.

Financial Services · Mortgage Finance · 4,000 employees

LIEN vs ONIT FAQ

Which is bigger, Chicago Atlantic BDC or Onity Group?

Onity Group (ONIT) is larger, with a market capitalization of $226.99M compared with $207.67M for Chicago Atlantic BDC (LIEN).

Which stock has performed better over the past year, LIEN or ONIT?

LIEN returned -14.15% over the past 12 months, compared with -26.05% for ONIT (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, LIEN or ONIT?

ONIT has the lower trailing P/E at 1.8, versus 6.8 for LIEN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Chicago Atlantic BDC or Onity Group?

Chicago Atlantic BDC pays a dividend yielding 14.95%, while Onity Group does not currently pay a regular dividend.

Are Chicago Atlantic BDC and Onity Group in the same industry?

Both are in the Financial Services sector, but in different industries: Asset Management for Chicago Atlantic BDC and Mortgage Finance for Onity Group.

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