Onity Group (ONIT) vs Velocity Financial (VEL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Velocity Financial (VEL) has outperformed Onity Group (ONIT) over the past year, losing 18.3% versus a loss of 26.0%. Over five years, VEL leads with a +18.2% price change compared with -8.2% for ONIT. Velocity Financial is the larger company by market cap ($583.9 million vs $225.6 million), about 2.6 times the size.
On valuation, Onity Group trades at a lower forward P/E (3.5x vs 4.9x for Velocity Financial).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ONIT | VEL |
|---|---|---|
| Share price | $27.00 | $14.79 |
| Market cap | $225.57M | $583.93M |
| 1-day change | -0.63% | +0.34% |
| YTD return | -40.66% | -29.00% |
| 1-year return | -26.05% | -18.34% |
| 5-year return | -8.18% | +18.20% |
| P/E ratio (TTM) | 1.71 | 5.38 |
| Forward P/E | 3.49 | 4.88 |
| EPS (TTM) | $15.83 | $2.75 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $54.10 | $21.40 |
| 52-week low | $25.50 | $14.18 |
| Distance from 52-week high | -50.09% | -30.87% |
| Analyst consensus | none | hold |
| Avg. price target upside | +94.44% | +40.84% |
| Average volume | 74.84K | 139.65K |
| Shares outstanding | 8.35M | 39.48M |
| Employees | 4,000 | 364 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Velocity Financial is about 2.6 times larger than Onity Group by market value ($583.93M vs $225.57M).
- Velocity Financial trades at a higher earnings multiple (5.4x vs 1.7x trailing P/E).
About Onity Group
ONIT stock →Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through the Servicing and Originations segments.
Finance · Finance: Consumer Services · 4,000 employees
About Velocity Financial
VEL stock →Velocity Financial, Inc. operates as a real estate finance company in the United States.
Finance · Finance: Consumer Services · 364 employees
ONIT vs VEL FAQ
Which is bigger, Onity Group or Velocity Financial?
Velocity Financial (VEL) is larger, with a market capitalization of $583.93M compared with $225.57M for Onity Group (ONIT).
Which stock has performed better over the past year, ONIT or VEL?
VEL returned -18.34% over the past 12 months, compared with -26.05% for ONIT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ONIT or VEL?
ONIT has the lower trailing P/E at 1.7, versus 5.4 for VEL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Onity Group and Velocity Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.