MetaCap

Lakeland Financial (LKFN) vs TriCo Bancshares (TCBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

TriCo Bancshares (TCBK) has outperformed Lakeland Financial (LKFN) over the past year, gaining 19.0% versus a loss of 9.2%. Over five years, TCBK leads with a +19.5% price change compared with -23.7% for LKFN. TriCo Bancshares is the larger company by market cap ($1.65 billion vs $1.41 billion), about 1.2 times the size.

On valuation, TriCo Bancshares trades at a lower forward P/E (11.8x vs 12.6x for Lakeland Financial). Lakeland Financial offers the higher dividend yield (3.62% vs 2.80%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LKFN-9.24%TCBK+19.03%
+44%+14%-16%
Oct 8, 20251 yearOct 8, 2026
LKFN-23.42%TCBK+16.16%
+39%-3%-46%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LKFN versus TCBK key metrics
MetricLKFNTCBK
Share price$56.88$51.49
Market cap$1.41B$1.65B
1-day change-0.99%-0.81%
YTD return+0.68%+9.58%
1-year return-9.24%+19.03%
5-year return-23.70%+19.50%
P/E ratio (TTM)13.0512.35
Forward P/E12.6211.78
EPS (TTM)$4.36$4.17
Dividend yield3.62%2.80%
Annual dividend$2.06$1.44
Revenue (latest FY)—$53.45M
Revenue growth (YoY)—+4.12%
Net income (latest FY)—$121.56M
Net margin—227.45%
52-week high$64.55$61.71
52-week low$54.36$40.44
Distance from 52-week high-11.88%-16.56%
Analyst consensusholdhold
Avg. price target upside+16.91%+15.58%
Average volume172.26K366.42K
Shares outstanding24.86M31.97M
Employees6951,114
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • TCBK has outperformed LKFN by 28.3 percentage points over the past year.

About Lakeland Financial

LKFN stock →

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits.

Finance · Major Banks · 695 employees

About TriCo Bancshares

TCBK stock →

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts.

Finance · Major Banks · 1,114 employees

LKFN vs TCBK FAQ

Which is bigger, Lakeland Financial or TriCo Bancshares?

TriCo Bancshares (TCBK) is larger, with a market capitalization of $1.65B compared with $1.41B for Lakeland Financial (LKFN).

Which stock has performed better over the past year, LKFN or TCBK?

TCBK returned +19.03% over the past 12 months, compared with -9.24% for LKFN (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, LKFN or TCBK?

TCBK has the lower trailing P/E at 12.3, versus 13.0 for LKFN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Lakeland Financial or TriCo Bancshares?

Lakeland Financial has the higher yield at 3.62%, compared with 2.80% for TriCo Bancshares.

Are Lakeland Financial and TriCo Bancshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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