Lake Shore Bancorp (LSBK) vs Sound Financial Bancorp (SFBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Lake Shore Bancorp (LSBK) has outperformed Sound Financial Bancorp (SFBC) over the past year, gaining 38.2% versus a loss of 5.2%. Over five years, LSBK leads with a +61.5% price change compared with -4.7% for SFBC. Lake Shore Bancorp is the larger company by market cap ($141.0 million vs $112.0 million), about 1.3 times the size.
On valuation, Sound Financial Bancorp trades at a lower trailing P/E (13.8x vs 15.6x for Lake Shore Bancorp). Lake Shore Bancorp offers the higher dividend yield (2.01% vs 1.83%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LSBK | SFBC |
|---|---|---|
| Share price | $17.95 | $43.60 |
| Market cap | $140.98M | $111.97M |
| 1-day change | -0.22% | +1.28% |
| YTD return | +22.44% | -0.07% |
| 1-year return | +38.18% | -5.22% |
| 5-year return | +61.49% | -4.68% |
| P/E ratio (TTM) | 15.61 | 13.80 |
| EPS (TTM) | $1.15 | $3.16 |
| Dividend yield | 2.01% | 1.83% |
| Annual dividend | $0.36 | $0.80 |
| 52-week high | $19.09 | $49.21 |
| 52-week low | $12.50 | $40.68 |
| Distance from 52-week high | -5.97% | -11.40% |
| Average volume | 18.51K | 10.41K |
| Shares outstanding | 7.85M | 2.57M |
| Employees | 87 | — |
| Sector | Financial Services | Finance |
| Industry | Banks - Regional | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- LSBK has outperformed SFBC by 43.4 percentage points over the past year.
- The two companies sit in different sectors: Lake Shore Bancorp in Financial Services and Sound Financial Bancorp in Finance.
About Lake Shore Bancorp
LSBK stock →Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York.
Financial Services · Banks - Regional · 87 employees
LSBK vs SFBC FAQ
Which is bigger, Lake Shore Bancorp or Sound Financial Bancorp?
Lake Shore Bancorp (LSBK) is larger, with a market capitalization of $140.98M compared with $111.97M for Sound Financial Bancorp (SFBC).
Which stock has performed better over the past year, LSBK or SFBC?
LSBK returned +38.18% over the past 12 months, compared with -5.22% for SFBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, LSBK or SFBC?
SFBC has the lower trailing P/E at 13.8, versus 15.6 for LSBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Lake Shore Bancorp or Sound Financial Bancorp?
Lake Shore Bancorp has the higher yield at 2.01%, compared with 1.83% for Sound Financial Bancorp.
Are Lake Shore Bancorp and Sound Financial Bancorp in the same industry?
No. Lake Shore Bancorp is in the Financial Services sector, while Sound Financial Bancorp is in Finance.