MARA (MARA) vs PennyMac Financial Services (PFSI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
PennyMac Financial Services (PFSI) has outperformed MARA (MARA) over the past year, losing 47.8% versus a loss of 50.9%. Over five years, PFSI leads with a -7.5% price change compared with -79.7% for MARA. MARA is the larger company by market cap ($3.72 billion vs $3.12 billion), about 1.2 times the size.
PennyMac Financial Services pays a dividend yielding 2.00%, while MARA does not currently pay one. PennyMac Financial Services converts more of its revenue into profit, with a net margin of 2491.9% versus -144.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MARA | PFSI |
|---|---|---|
| Share price | $9.64 | $59.97 |
| Market cap | $3.72B | $3.12B |
| 1-day change | -2.75% | -2.23% |
| YTD return | +10.36% | -53.47% |
| 1-year return | -50.94% | -47.80% |
| 5-year return | -79.73% | -7.51% |
| P/E ratio (TTM) | — | 8.25 |
| Forward P/E | — | 5.63 |
| EPS (TTM) | $-9.40 | $7.27 |
| Dividend yield | 0.00% | 2.00% |
| Annual dividend | $0.00 | $1.20 |
| Revenue (latest FY) | $907.09M | $20.11M |
| Revenue growth (YoY) | +38.20% | -25.16% |
| Net income (latest FY) | $-1.31B | $501.08M |
| Operating margin | -134.96% | — |
| Net margin | -144.58% | 2491.93% |
| 52-week high | $23.45 | $160.36 |
| 52-week low | $6.66 | $59.13 |
| Distance from 52-week high | -58.90% | -62.60% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +93.93% | +47.69% |
| Average volume | 46.76M | 592.61K |
| Shares outstanding | 386.30M | 51.95M |
| Employees | 266 | 5,543 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PennyMac Financial Services offers a meaningfully higher dividend yield (2.00% vs 0.00%).
- PennyMac Financial Services is more profitable, keeping 2491.9 cents of every revenue dollar as net income versus -144.6 cents for MARA.
- MARA grew revenue faster in its latest fiscal year (+38.20% vs -25.16%).
About MARA
MARA stock →MARA Holdings, Inc. operates as an energy and digital infrastructure company in North America, the Middle East, Europe, and Latin America.
Finance · Finance: Consumer Services · 266 employees
About PennyMac Financial Services
PFSI stock →PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing.
Finance · Finance: Consumer Services · 5,543 employees
MARA vs PFSI FAQ
Which is bigger, MARA or PennyMac Financial Services?
MARA (MARA) is larger, with a market capitalization of $3.72B compared with $3.12B for PennyMac Financial Services (PFSI).
Which stock has performed better over the past year, MARA or PFSI?
PFSI returned -47.80% over the past 12 months, compared with -50.94% for MARA (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, MARA or PennyMac Financial Services?
PennyMac Financial Services pays a dividend yielding 2.00%, while MARA does not currently pay a regular dividend.
Are MARA and PennyMac Financial Services in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.