Moody's (MCO) vs TransUnion (TRU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Moody's (MCO) has outperformed TransUnion (TRU) over the past year, losing 7.9% versus a loss of 17.7%. Over five years, MCO leads with a +21.1% price change compared with -45.7% for TRU. Moody's is the larger company by market cap ($79.44 billion vs $12.38 billion), about 6.4 times the size, while TransUnion is growing revenue faster (+9.4% vs +8.9%).
On valuation, TransUnion trades at a lower forward P/E (11.6x vs 24.2x for Moody's). Moody's offers the higher dividend yield (0.86% vs 0.37%). Moody's converts more of its revenue into profit, with a net margin of 31.9% versus 10.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MCO | TRU |
|---|---|---|
| Share price | $458.69 | $64.59 |
| Market cap | $79.44B | $12.38B |
| 1-day change | +2.01% | +2.82% |
| YTD return | -11.98% | -26.74% |
| 1-year return | -7.94% | -17.72% |
| 5-year return | +21.14% | -45.74% |
| P/E ratio (TTM) | 29.10 | 17.04 |
| Forward P/E | 24.24 | 11.65 |
| EPS (TTM) | $15.76 | $3.79 |
| Dividend yield | 0.86% | 0.37% |
| Annual dividend | $3.94 | $0.24 |
| Revenue (latest FY) | $7.72B | $4.58B |
| Revenue growth (YoY) | +8.89% | +9.38% |
| Net income (latest FY) | $2.46B | $455.40M |
| Gross margin | 74.44% | — |
| Operating margin | 43.42% | 18.74% |
| Net margin | 31.86% | 9.95% |
| 52-week high | $546.88 | $89.12 |
| 52-week low | $402.28 | $60.96 |
| Distance from 52-week high | -16.13% | -27.52% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +22.07% | +44.73% |
| Average volume | 792.75K | 2.33M |
| Shares outstanding | 173.18M | 191.60M |
| Employees | 16,000 | 13,000 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Moody's is about 6.4 times larger than TransUnion by market value ($79.44B vs $12.38B).
- Moody's trades at a higher earnings multiple (29.1x vs 17.0x trailing P/E).
- Moody's is more profitable, keeping 31.9 cents of every revenue dollar as net income versus 10.0 cents for TransUnion.
About Moody's
MCO stock →Moody's Corporation, together with its subsidiaries, operates as an integrated risk assessment firm in the United States, the rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Moody's Analytics (MA) and Moody's Investors Service (MIS).
Finance · Finance: Consumer Services · 16,000 employees
About TransUnion
TRU stock →TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S.
Finance · Finance: Consumer Services · 13,000 employees
MCO vs TRU FAQ
Which is bigger, Moody's or TransUnion?
Moody's (MCO) is larger, with a market capitalization of $79.44B compared with $12.38B for TransUnion (TRU).
Which stock has performed better over the past year, MCO or TRU?
MCO returned -7.94% over the past 12 months, compared with -17.72% for TRU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MCO or TRU?
TRU has the lower trailing P/E at 17.0, versus 29.1 for MCO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Moody's or TransUnion?
Moody's has the higher yield at 0.86%, compared with 0.37% for TransUnion.
Are Moody's and TransUnion in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.