Medallion Financial (MFIN) vs CPI Card Group (PMTS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
CPI Card Group (PMTS) has outperformed Medallion Financial (MFIN) over the past year, gaining 66.2% versus a gain of 21.3%. Over five years, MFIN leads with a +38.5% price change compared with -1.2% for PMTS. CPI Card Group is the larger company by market cap ($289.8 million vs $276.7 million), about 1.0 times the size.
On valuation, CPI Card Group trades at a lower forward P/E (7.2x vs 8.0x for Medallion Financial). Medallion Financial pays a dividend yielding 4.15%, while CPI Card Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MFIN | PMTS |
|---|---|---|
| Share price | $12.05 | $25.00 |
| Market cap | $276.67M | $289.80M |
| 1-day change | +2.21% | -1.11% |
| YTD return | +14.58% | +72.21% |
| 1-year return | +21.30% | +66.21% |
| 5-year return | +38.54% | -1.21% |
| P/E ratio (TTM) | 9.06 | 21.93 |
| Forward P/E | 7.98 | 7.16 |
| EPS (TTM) | $1.33 | $1.14 |
| Dividend yield | 4.15% | 0.00% |
| Annual dividend | $0.50 | $0.00 |
| 52-week high | $12.26 | $31.25 |
| 52-week low | $7.85 | $10.81 |
| Distance from 52-week high | -1.71% | -20.00% |
| Analyst consensus | buy | none |
| Avg. price target upside | -4.56% | +30.00% |
| Average volume | 66.53K | 140.82K |
| Shares outstanding | 22.96M | 11.59M |
| Employees | 179 | 1,700 |
| Sector | Finance | Consumer Discretionary |
| Industry | Finance: Consumer Services | Publishing |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PMTS has outperformed MFIN by 44.9 percentage points over the past year.
- CPI Card Group trades at a higher earnings multiple (21.9x vs 9.1x trailing P/E).
- Medallion Financial offers a meaningfully higher dividend yield (4.15% vs 0.00%).
- The two companies sit in different sectors: Medallion Financial in Finance and CPI Card Group in Consumer Discretionary.
About Medallion Financial
MFIN stock →Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending.
Finance · Finance: Consumer Services · 179 employees
About CPI Card Group
PMTS stock →CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments.
Consumer Discretionary · Publishing · 1,700 employees
MFIN vs PMTS FAQ
Which is bigger, Medallion Financial or CPI Card Group?
CPI Card Group (PMTS) is larger, with a market capitalization of $289.80M compared with $276.67M for Medallion Financial (MFIN).
Which stock has performed better over the past year, MFIN or PMTS?
PMTS returned +66.21% over the past 12 months, compared with +21.30% for MFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MFIN or PMTS?
MFIN has the lower trailing P/E at 9.1, versus 21.9 for PMTS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Medallion Financial or CPI Card Group?
Medallion Financial pays a dividend yielding 4.15%, while CPI Card Group does not currently pay a regular dividend.
Are Medallion Financial and CPI Card Group in the same industry?
No. Medallion Financial is in the Finance sector, while CPI Card Group is in Consumer Discretionary.